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201301303 <br /> 19. APPLICABLE LAW. This Security Instrwnent is governed by the laws as agreed to in the Secured Debt, <br /> except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br /> federal laws and regulations. <br /> 20. RIDERS. The covenants and agreements of each of the riders checked below arc incorporated into and <br /> supplement and amend the terms of this Security Instrument. <br /> [Check all applicable boxes] <br /> ❑ Assignment of Leases and Rents ❑ Other <br /> 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br /> obligation incurred for the construction of an improvement on the Property. <br /> 22. ❑ ADDITIONAL TERMS. <br /> SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br /> Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br /> date stated on page 1. <br /> (Signattu*) (Data) (Si, attire) (Date) <br /> Jac$ D Stratman Annette L Stratman <br /> ACKNOWLEDGMENT: <br /> STATE OF NE , COUNTY OF Hall }ss. <br /> (Individual) 1 instrument was acknowledged before me this et a day of February 2013 <br /> by Jack Stratman, a married person & Annette S atin r a married person <br /> My commission expires: November 07, 2014 {r. , \ <br /> I - otary Public) <br /> f Sherry 6 ueven <br /> ri WW1 AOIARY-State of bsbrasha <br /> $HRY s1i6EVEN <br /> r-,.._ Nly Camm.6y.Nay.7,2014 <br /> security Instrument-Cper-End-Consumer-NE OCP-REDT-NE 7/212011 <br /> VMPJ Bankers Systems," VMP-C465(NE) (11071.00 <br /> Wolters Kluwer Finennal Screens 01994,2011 Page 6 of 6 <br />