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201301301 <br /> 20. Foreclosure Procedure. If Lender requires immediate payment in full under Paragraph 9, <br /> Lender at its option may require immediate payment in full of all sums secured by this <br /> Security Instrument without further demand and may invoke the power of sale and any other <br /> remedies permitted by applicable law. Lender shall be entitled to collect all expenses <br /> incurred in pursuing the remedies provided in this Paragraph 20, including, but not limited <br /> to,reasonable attorneys'fees and costs of title evidence. <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in <br /> which any part of the Property is located and shall mail copies of such notice in the manner <br /> prescribed by Applicable Law to Borrower and to the other persons prescribed by <br /> Applicable Law. After the time required by Applicable Law, Trustee shall give public notice <br /> of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without <br /> demand on Borrower, shall sell the Property at public auction to the highest bidder at the <br /> time and place and under the terms designated in the notice of sale in one or more parcels <br /> and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the <br /> Property by public announcement at the time and place of any previously scheduled sale. <br /> Lender or its designee may purchase the Property at any sale. <br /> Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's <br /> deed conveying the Property. The recitals in the Trustee's deed shall be prima facie <br /> evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the <br /> sale in the following order: (a) to all costs and expenses of exercising the power of sale, <br /> and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br /> attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security <br /> Instrument; and (c)any excess to the person or persons legally entitled to it. <br /> 21. Lien Priority. The full amount secured by this Security Instrument shall have lien priority <br /> subordinate only to the full amount secured by the First Security Instrument. <br /> 22. Adjustable Rate Feature. -NOT APPLICABLE <br /> 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall <br /> request Trustee to re-convey the Property and shall surrender this Security Instrument and all notes <br /> evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property <br /> without warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br /> recordation costs. Lender may charge such person or persons a fee for reconveying the Property, <br /> but only if the fee is paid to a third party (such as the Trustee) for services rendered and the <br /> charging of the fee is permitted under Applicable Law. <br /> 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br /> successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in <br /> which this Security Instrument is recorded. Without conveyance of the Property, the successor <br /> trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by <br /> Applicable Law. <br /> 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br /> Borrower's address which is the Property Address. <br /> lJIIf1llffilIUlOUlnhlIHI��IUIIU IIIIIIIfillIll <br /> Finale Document Serc¢es© 0279(071071 (8 of 9) Nebraska Second Deed of Trust-HECM FIXED RATE <br />