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N <br />Ca) <br />0 <br />CO <br />Xi <br />� <br />gg <br />(Space Above This Line For Recording Data) <br />cD <br />C.J <br />CD <br />N U) <br />DEED OF TRUST <br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br />BY THIS DEED OF TRUST) <br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 8, 2013. The grantors are Ronald D Miller <br />and Mary Ann Miller, husband and wife, whose address is 704 S Cherry St, Grand Island, Nebraska 68801 <br />( "Borrower "). Borrower is not necessarily the same as the Person or Persons who sign the Equity - Line of Credit <br />( "Contract "). The obligations of Borrowers who did not sign the Contract are explained further in the section titled <br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is First <br />Nebraska Educators Credit Union whose address is 10655 Bedford Avenue, Omaha, Nebraska 68134 ( "Trustee "). <br />The beneficiary is First Nebraska Educators Credit Union, which is organized and existing under the laws of the <br />State of Nebraska and whose address is 10655 Bedford Avenue, Omaha, Nebraska 68134 ("Lender"). Ronald D <br />and Mary Ann Miller have entered into a Contract with Lender as of February 8, 2013, under the terms of <br />which Borrower may from time to time obtain advances not to exceed, at any time a * * *MAXIMUM <br />PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES) * ** of Thirty Thousand and 00/100 <br />Dollars (U.S. $30,000.00) ( "Credit Limit "). Any party interested in the details related to Lender's continuing <br />obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums <br />owing under Borrower's Contract with Lender will be due and payable on February 28, 2033. This Security <br />Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future <br />advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with <br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled <br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements <br />under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the <br />trust herein created, irrevocably grants and conveys to Trustee, intrust, with power of sale, the following described <br />property located in the County of Hall, State of Nebraska: <br />Address: 704 S Cherry St, Grand Island, Nebraska 68801 <br />Legal Description: Lot One (1). Block Four (4), Valley View Subdivision, in the City of Grand Island, Hall <br />County, Nebraska <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />® 2004 -2010 Compliance Systems, Inc. EEOB -443E - 2010.03.378 <br />Consumer Real Estate - Security lnstnmtentDL2036 Page 1 of 7 www. compliancesystems.com <br />Ittitisls <br />, <br />