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i. '��.J�.� 5�0�+-. . ..f'. . . :•��,}. 4.•-. � . :(':i�� ty: , :''!i�•'_ :+J � ., _ _. . .,-�. . . , :- . . _ _ r,. . - — .--.. f'�� R i10:5� payments may no longer be required. �i the option of Lender, if mortgage insurance coverage(in the�ril� and for the period that Lcnder roquires)provided by an insurcr Approvod by[.ender again baames available and is obteinai.Barmwer shall puy the premiums r+equirod to maintain mortgage in�uruncc in effect,or to Qrovide a loss rcserve,until the reyuircnknt for►nortgage insurance er�ds in arcordance with�ny writton ttgneernent betwan Sorrawer and Lendcr or applicablo law. 9,Inepectlon. L,ender or its agent muy mukc reasonoblc rntries upcm and inspoctions of the Property. Lencler shall give Borrower notice at the time of or prior to xn inapection specifyir►R rcasonable cause for the inspection. 10.Condernruitic►n. The proceeds of any award or claim for dnm�ges, dirret or rnnc�i�ential, in cannectinn with any mndemrutiUn or other t�kin�of any part of the Praperty,or far rnnveysr�ce in lieu of condemnation, ore hercby asci�ned�nd alwll be p�id to Lender. In the evrnt of a tawl �akin�uf the Pmperty,�he pmcroald rFudl be�ppliuci w the sums�ura1 hy thix Security Irulrument, whether or na then due, with e�y excee.y pald to Bccirmwer, In�he event of�penial txkin&of the Fmpeny in which the falr rtwrket vdue of the Pmperty imrnodiately befare thc t�lcln� i�a�uNl 10 or Rrealer than thC anxwns of U�e cums rocural by�hi� 5ecurity Inrtrument immedirtely befcvra the takin�,unler,r&rrmwer�uxf L.encler otherwive rgrec in writin�.�he+um.r xec:urai by this Security Instrument shall be reducad by the �nwun� nf the prcxeecis multipliW by the followin� fronion; (A) the twal �nount of the sums recured Imrtxdlately beG�re thc takin;�, dividai by (b)thc f�ir rtwrket valu:of the Propeny immaliately befot+e Ihe Caki��. Any balsnce Sholl be p�id to Bc�m�we�. !n Ibe event of a partial takin� of the Property in which the f�ir tt�uket vdue of the pmperty im�ued�at��y t�e�Qre�he�aking is ksc thun Ihe amcwnt of th�surt�c secu�ai immediotely before the takln�, unleu Bomower arxJ Lend;r othenvise agrce in writfng or unless applicablc law otherwise provides, the procads shall be�pplied ta the sumc secured by this Security Inatrument whether or nat the sums arc then due. �f� propenY��e ab�doKd by �ior►'nwer�or if, efter notia by I.Gncier te Borrowcr that ths condenuwr uffu�io m�e wn �w�rd or actde a claim for d�maga. Borrower fdls to respond to Lender within 30 days after the date the nrAico is given, I.ender li�uthorized ta rn��ert u�d y��y�he proceads,�t its option,either to reatoration or repsir of the Property or to the sums socurod by thia Socurity In�trument,whether or not then due. Unlaa Lender wnd Borrower otherwise agrce in writing, any �ppliation of proceeda to princip4i shall not extend or postpone the due date of the monthly payments.refemed to in paragraphs 1 and 2 or ch�nge the�nwunt of such payments. 11.�orrower Not ReleMed;Forbear�poe gy La�der Not a Wdvcr.Extencion of the time for p�ymmt or modification of unoriization of the swns secuned by this Security Instirument grnnted by Len�kr to any succrssor in interest of Borrower slwll not opente to rclease the liability of tha original Borrowtr ar$orrower's suooes,wis in intercst. Lender shAll not be required w oonunenoe proceodings Against uiy successor in interest or rcfuae to extend time for payment or oth�rwise modify amonization • . of the euma securod by thia Socurity Inururnent by nason of any demantl made by the origina! Horrower or Borrower'� �. woocssors in intcr�st.'My foibe�trw�c�bY Lender in exercisina my riaht nr��,�i;S��!�� .;.;�:.zr o.°;,;�r.,clu�&'k . exe�ise of any right or rm�edy. lI. S�oces�on �od A�ipir Bound; Joint and SevarAl I.i�bllky: CA-si�ners. The mven�nta and agrama►ta of th,ls Security Instrument.slWl bind iu�d beoefit the auooeasors ud assigns of Ler�cier and Borrower, suD,}ect to the provisions of p�raph 17. Bono�!er's covp�arNS and agroements ahall be joint �nd uveral. Any Borrower wfie.4o-si�ns thii Security .. In�hvment but docs`itot execute the Note: (n) is co-signing this Security Instrument only to mortgqgr�Snnt and oonvry d�t Aorruwer's inuest ln�'the Prvpaty under the terms of this Security Instrumatt; (b)is not person�lly obligatad to p�y dro naro iea�rod by dw Sowrity In�trumaat;u�d(c)aBre�'s thst Lendar and any otttrr Barrower may Agroe to ext�r�d.m�xlify,forbar or m�f[e any�ocam�Qd�tl+qm with itgatd to the tetmt of thie Socvrity Inst�unlCnt o�the Note without that Borrower i oonkot, 13.I.oM Chll,rga.If the Iv�n aecuro¢by.thia Security Irutrumrnt is:�ubject ta a law which sds.inaximum l000�{yr�s. .. �od th�t G�a is firullv;interpr�ed so that the interat or other loen chiuges mllenai or to be collected in connation with the � Iwu►enaeod the pairUtted limiu, t�en: (a)any auch loan charge shall be roduoed by the amount neceaarX to reduoe.the clwr�r to tt�e�{�t�rmitted.limit and (b)ny wm9 drsady uollected from Bomower whkh exca�ded peniilied W�ib�till be refiirKied to � �o�'r'Owa'• I.arie� qnY d�o�e to maice this rcfurd by roducing the principel owed under the Note or by rtuJcing a ditact '. p�y� Io Barowec. If a refund roduces principal. the roductbn wi�l�be trcated ss n putiat PrspaYmaK without aay `: �.. peq�q�ment c�rgc'uiKler the Nate. � 1�. [Yotke�. Any naice to Borrowu prov(dod for in thie Security Inetivroent shall be�iven by deliverin�it or by m�ilio� � !t by firat cla�e m�il unless�pplicabk lew requires use of another method. 1'Ik notice aF�ll be dirocted to the Property A�dress a any othec addross�Borrower dt.signates by notice to [,dder. My noticx to �,endar afWl be�iven by first clau m�il to • I.eader's d�ee� atatad haeen a aoy other addi+eas Lender designMa by.notioe to Bom�wer. Any notioe provided fa in t}�q ' Sea►rity Imxrwnea�jt�shsll be deaaed W tuve Aan given to Borrower or[,eridcr when Riven�a pnnvided in this parwaph. ls. Co�a�iiig��I.�N; SerasWllty. This Secudty Instnirt�enc siutil be governed by foderal law and the law of tAs '• jurisdiaion�n rvAich the Prop�aty ie Iocated. In d�e event thu arry p�ovirSon or clauae of this Security Instrumeet or the Note oonflicta with�pplic�ble law� such conflict stwll not affect otl�er provisio�a,qf ttsia Secvriry Inawmdu or the Note which can be �iven eff�ea wi�hoat{he conflicting p�rovision.To thia end the provisiaas oF thia Securiry Instrummt and the Note iu+e decl�ed to bo acvcnble. 16+.21ort�owek'k�Copy. $orruwer sf�all be given one cunforn�ed oopy qf the IVote u�d of this Securiry Instrumdit: Fonn,02� �/!0 r.o.+aa