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Durable Power of Attorney for Financial Management — Page 6 of 11 201301207 (e) Execute, acknowledge, seal and deliver any instrument my attorney -in -fact thinks useful to accomplish a purpose listed in this section, or any report or certificate required by law or regulation. (4) Banking and other financial institution transactions My attorney -in -fact may do any act that I can do through an agent in connection with any banking transaction that might affect my financial or other interests. My attorney- in-fact's powers include but are not limited to the power to: (a) Continue, modify and terminate any deposit account or other banking arrangement, or open either in the name of the agent alone or my name alone or in both our names jointly, a deposit account of any type in any financial institution, rent a safe deposit box or vault space, have access to a safe deposit box or vault to which I would have access, and make other contracts with the institution. (b) Make, sign and deliver checks or drafts, and withdraw my funds or property from any financial institution by check, order or otherwise. (c) Prepare financial statements concerning my assets and liabilities or income and expenses and deliver them to any financial institution, and receive statements, notices or other documents from any financial institution. (d) Borrow money from a financial institution on terms my attorney -in -fact deems acceptable, give security out of my assets, and pay, renew or extend the time of payment of any note given by or on my behalf. (5) Business operating transactions My attorney -in -fact may do any act that I can do through an agent in connection with any business operated by me that my attorney -in -fact .deems desirable. My attorney -in- fact's powers include but are not limited to the power to: (a) Perform any duty and exercise any right, privilege or option which I have or claim to have under any contract of partnership, enforce the terms of any partnership agreement, and defend, submit to arbitration or settle any legal proceeding to which I am a party because of membership in a partnership. (b) Exercise in person or by proxy and enforce any right, privilege or option which I have as the holder of any bond, share or instrument of similar character and defend, submit to arbitration or settle a legal proceeding to which I am a party because of any such bond, share or instrument of similar character.