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fact. <br />201301207 <br />S. Commingling by Attorney -in -Fact <br />My attorney-in-fact may not commingle any of my funds with any funds of his or hers. <br />9. Liability of Attorney-in-Fact <br />My attorney -in -fact shall not incur any liability to me, my estate, my heirs, successors or <br />assigns for acting or refraining from acting under this document, except for willful <br />misconduct or gross negligence. My attorney-in-fact is not required to make my assets <br />produce income, increase the value of my estate, diversify my investments or enter into <br />transactions authorized by this document, as long as my attorney -in -fact believes his or <br />her actions are in my best interests or in the interests of my estate and of those interested <br />in my estate. A successor attorney -in -fact Shall not be liable for acts of a prior attomey -in- <br />10. Nomination of Conservator or Guardian of Estate <br />It in a court proceeding, it is ever resolved that 1 need a conservator, guardian or other <br />person to supervise my estate, I nominate my attorney -in -fact to serve in that capacity. <br />11. Reliance on This Power of Attorney <br />Any third party who receives a copy of this document may rely on and act under it. <br />Revocation of the power of attorney is not effective as to a third party until the third party <br />has actual knowledge of the revocation. I agree to indemnify the third party for any claims <br />that arise against the third party because of reliance on this power of attorney. <br />12. Severability <br />If any provision of this document is ruled unenforceable, the remaining provisions shall <br />stay in effect. <br />13. Definition of Powers Granted to Attorney -in -Fact <br />The powers granted in Part 5, above, authorize my attorney-in-fact to do the following: <br />(1) Real estate transactions <br />My attorney -in -fact may act for me in any manner to deal with all or any part of any <br />interest in real property that I own at the time of execution of this document or later <br />acquire, under such terms, conditions and covenants as my attorney -in -fact deems <br />proper. My attorney -in- fact's powers include but are not limited to the power to: <br />(a) Accept as a gift, or as security for a loan, reject, demand, buy, lease, receive or <br />otherwise acquire ownership or possession of any estate or interest in real <br />ProPertY. <br />Durable Power of Attorney for Financial Management — Page 4 of 11 <br />