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201301207 <br />consideration or with less than full consideration, including forgiveness of debts owed <br />to me and completion of charitable pledges that I have made. However, my attorney- <br />in -fact shall not (i) appoint, assign: or designate any of my assets, interests or rights <br />directly or indirectly to himself or herself, or his or her estate or creditors, or the <br />creditors of his or her estate, (ii) disclaim assets to which I would otherwise be <br />entitled if the effect of the disclaimer is to cause such assets to pass directly or <br />indirectly to my attorney -in -fact or his or her estate, or (iii) use my assets to discharge <br />any of his or her legal obligations, including any obligation of support owed to others, <br />excluding me and those I am legally obligated to support. <br />Durable Power of Attorney for financial Management — Page 10 of 11 <br />