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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings 8z Loan Association of
<br /> Grand Island • Grand Island
<br /> 221 South Locust Street PO BOX 1009
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68802
<br /> (Space Above This Line For Recording Data)
<br /> COMMERCIAL REAL ESTATE DEED OF TRUST
<br /> This COMMERCIAL REAL ESTATE DEED OF TRUST("Security Instrument")is made on February 6, 2013
<br /> by the grantor(s) LARRY W FOWLE, a single person, whose address is PO BOX 1022, GRAND ISLAND,
<br /> Nebraska 68802 ("Grantor"). The trustee is Arend IL Baack,Attorney whose address is P.O.Box 790, Grand
<br /> Island,Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> Island whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"), which is
<br /> organized and existing under the laws of the United States of America.Grantor in consideration of loans extended
<br /> by Lender up to a maximum principal amount of Fifty-one Thousand Nine Hundred and 00/100 Dollars (U.S.
<br /> $51,900.00) ("Maximum Principal Indebtedness"), and for other valuable consideration, the receipt of which is
<br /> acknowledged, irrevocably grants, conveys and assigns to Trustee, in trust, with power of sale, the following
<br /> described property located in the COUNTY of HALL,State of Nebraska:
<br /> Address:2331 Sheridan Ave,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: Lot Two (2), Block Six (6),University Place, an Addition to the City of Grand Island,
<br /> Hall County,Nebraska
<br /> Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br /> tenements,hereditaments,equipment,rents,income,profits and royalties,personal goods of whatever description
<br /> and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br /> otherwise), water rights(whether riparian, appropriate or otherwise,and whether or not appurtenant to the above-
<br /> described real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br /> storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br /> connection with the above-described real property, payment awards, amounts received from eminent domain,
<br /> amounts received from any and all insurance payments,and timber which may now or later be located,situated,or
<br /> affixed on and used in connection therewith(hereinafter called the"Property").
<br /> RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br /> prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br /> guaranties, environmental agreements, subordination agreements, assignments of leases and rents and any other
<br /> documents or agreements executed in connection with this Security Instrument whether now or hereafter existing.
<br /> The Related Documents are hereby made a part of this Security Instrument by reference thereto, with the same
<br /> force and effect as if fully set forth herein.
<br /> INDEBTEDNESS.This Security Instrument secures the principal amount shown above as may be evidenced by a
<br /> promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br /> indebtedness of any and every kind now or hereafter owing from LARRY W FOWLE to Home Federal
<br /> Savings & Loan Association of Grand Island, howsoever created or arising, whether primary, secondary or
<br /> contingent, together with any interest or charges provided in or arising out of such indebtedness, as well as the
<br /> agreements and covenants of this Security Instrument and all Related Documents(hereinafter all referred to as the
<br /> "Indebtedness").
<br /> FUTURE ADVANCES.To the extent permitted by law,this Security Instrument will secure future advances as if
<br /> such advances were made on the date of this Security Instrument regardless of the fact that from time to time there
<br /> may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
<br /> CROSS COLLATERALIZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br /> Indebtedness and obligations to Lender, howsoever arising and whensoever incurred, except any obligation
<br /> existing or arising against the principal dwelling of any Grantor.
<br /> WARRANTIES. Grantor, for itself, its heirs, personal representatives, successors, and assigns, represents,
<br /> warrants,covenants and agrees with Lender,its successors and assigns,as follows:
<br /> C 2004-2012 Compliance Systems.Inc.FCEI-2554-2011L2.3.504
<br /> Commercial Real Estate Security Instrument-DL4007 Page 1 of 5 www.compliancesystems.com
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