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201301120
<br /> (C)"Lender" is Freedom Mortgage Corporation
<br /> Lender is a Corporation
<br /> organized and existing under the laws of The State of New Jersey
<br /> Lender's address is 9C7 Pleasant Valley Av Ste 3, Mount Laurel, NJ 08054
<br /> (D) "Trustee" is National Title Insurance of New York, Inc.
<br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br /> acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br /> under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br /> address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br /> (F) "Note" means the promissory note signed by Borrower and dated January 30, 2013
<br /> The Note states that Borrower owes Lender One Hundred Ninety One Thousand Seven
<br /> Hundred Forty Six and 00/100 Dollars
<br /> (U.S. $191,746.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in full not later than February 1, 2043
<br /> (G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br /> due under the Note, and all sums due under this Security Instrument, plus interest.
<br /> (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br /> Riders are to be executed by Borrower [check box as applicable]:
<br /> I I Adjustable Rate Rider I Condominium Rider I Second Home Rider
<br /> I Balloon Rider Planned Unit Development Rider I 1-4 Family Rider
<br /> YF VA Rider I Biweekly Payment Rider I Other(s) [specify]
<br /> (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br /> ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br /> non-appealable judicial opinions.
<br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br /> association or similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br /> check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br /> instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br /> or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br /> machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br /> transfers.
<br /> (M)"Escrow Items" means those items that are described in Section 3.
<br /> (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br /> by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br /> damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br /> Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Property.
<br /> (0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br /> the Loan.
<br /> 94994993 0086482346
<br /> NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS
<br /> ©-6A(NE)(0810) Page 2 of 15 initials:J`kP Pair Form 3028 1/01
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