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<br /> � � �c�:F�'�j TOGEfHER W1TH all the impmvements�aw or her�Rer a�cted on tiie propecty.aad a{I� ss.appnrtenances.and —
<br /> -=-�`"�,=�=�° ftxnues naw or hereaiier a part of the pro�rty. All ceptacements aud additions s4�a11 atso be oovered by this Secvrity
<br /> � ` � ` ` Ins�niment.Aq of che foregoing is referred ta in this S�,vrity lnst�nmeat as the'Pcoperty." - _
<br /> �<. _� .
<br /> � .:. :�.< BORRONIER CUVEATANTS that Bornn�er is la�vfully seised of the est�te haeby conveyed and has t�e right to grant aad
<br /> - , wnvey the Propeny and that the Propertyr is unencumbenad.exaePt for enwmb:ances of reoond.Sorrower we�rants and tivill - ,,
<br /> <,'•"� . defend genaally the ade to the Pcoperty against all claicns and demands.subject to any►encumbianoes of reoord. p..
<br /> '.,�.: THtg SECiJgITy ITiSTEtUMENT oombines uniform covetranu for aatianal use and non-uniform wvemnts wieh timited . ;
<br /> � _ variatio�by jnrisdictioo to constitate a uaifoats s�urlty inctmment COYCfiti$iCBI gTO�it�►- 6^ �.`
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<br /> � iJNIFORM COYENANTS.Horrowex aad l�ender covenant and agme as follows: ����
<br /> ,�:;,:' l. A�aymffit of Prf�td�1 and 1nte�'es�;F�e�sym�t and Late Ctm�eg. Somower shaU prompQy pay �:r:.t
<br /> . . . principa!of and inte�est on the debt evideuced by the Note sad an}r Pn�aYment and7ate�6arges due undec the Note. - -
<br /> . . • . Z.Faud�t for Taxes aad Iasa�aace.Subject to applirable taw or to a written waiver by Leader.Bormwer sttali pay tn . :
<br /> � [Rnder oa the day mortttilY PaYments are due under the Nute.uau7 the Note is paid in fuU.a sam("Fands')for:(a)Year1Y taaes . ��.;.:
<br /> �. � ? aad assessinents whic6 may auain priority over this Seauity Insuument as a lien on the Property:(b)YearlY leasehold payments �'=�-
<br /> ?` fiood insnrance p��s. - --
<br /> :'.�� � ' .�, or giaund rents on the PmpenY.if any:(c)YeartS+ha�ar�d or Prope�tl+insutanoe premiums:(d)Y�Y -_-
<br /> ' . ,'<.., if eny:ie)Y�Y�rt8a8�»�R���• if any;and(�a�►Y sums PaYable by Bonower to I.ender.in socordanoe wit� �'�.��:
<br /> - . ' ;'' t6e�mvisions of paragraph S.w t'teu of(he payffieuE of ut+drtgage inc�ran�psemium.s.These items are called'Escraw Items.' :
<br /> s ' Lender may,at aay time. oollect and hold Funds in an amount not w exoad the maximum amnunt a lender far a federally :�°^
<br /> � �' retated rAOrtgage toan may require for Bomnwer's escmw aoconnt nnder the fedetal�tea1 Fstate�.P**te�ent Pta�Act of �.,=,.�
<br /> .:•,� .• 197A as ameude�from tims w tia�,12 IJ.S.G 3e�ton 2601 et seq.(�RESPA").uWess another law that applies to We F�mds �`''�"_ .
<br /> � '` sets o lesser aawunt. If so. lemder maY.at anY tia�,0�1��hold Fimds in an amonnt uat[o e�cceed the lesser amnunt:
<br /> �.. i.eader raay�te tDe amount of Fuads due oa the basis of aurent�a and c�asonab�c�mat�*of expenditares of fat�ue �. �
<br /> ' 4 r r' ESC[OW ILCtfl5 OT O�tWiSS ID 2COOId3IICC Witll SPpIIi�I£IBW. � � -_
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<br /> . The Funds sball 6e heid ia an instiurtioa wlwse deposits aie insared by a federa]agency, insm�mentality. or eutity --
<br /> ' (inciading L�eadec.if I.eader is such an instiwtinn)or in any Federal Home I�an 8ank.L�ender shaU apply che Funds w pay t 6 e �`T'`
<br /> � :�' � .�,;� Fscrow Items.I.ender a�ay not ci�arge Bomower for flo2ting and e�iying the Fnnds,annuallY�ng the esccow xcrnum,or t"--='
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<br /> _ .. ... .����the Escraw Items,uat�s Le�der pays Bomawer interest on the Fands and applirable la�germiis lr�dcs w make sacb �'`-.:`
<br /> . � . a charge.However.Lender may�eqaire Bon�ower w pay a oee-time charge for an iadependeni ceal estate tax�re�ortit�serviae �,_
<br /> . usded by Lettder in oonnection with this toan, imtess applicable law provides-otheiwise. Udess an agreemeat is made or �__-=
<br /> � '��,���` appliqble taw requires i�esest ta be paid,Leader shatf nni be requi�d to pay$orrower suy iaterest.or eamings on t�e Fuads. _
<br />: . Borrower aad Lender may agtee in wutiag.6owever.t�at inten�t s�al!6e paid oa d�e�unds. L�Ier shall givs to Bcmowec.
<br /> ' �. withou3 c6arg�.�.a anrmai acxauming of the Fimdg, showing credits a�debifs to the Funds and the purpose for wt�ch e2c4h -
<br /> � debit to the Fu�s was made.l4�e Funds a:e pledged as addiponal se�c�ity for atl sam4 secured by this 5ec�rity lnsuumem. ' ` .T.
<br />.�;;;,; : ' . ' . If the Fuads held bY L�'exceed t6e amflunts pertnitted w 6�held by applicable law.Leades shafl a000unt to Bormwer . -
<br /> ` � �-� for We excess Funds in accor�uce with the r�w�e�af applicable latitr.If the amonnt of the Faads held by L.ender at aay __
<br /> � " ::.".;�',. time is not sa�dent to pay the Escrow Fta�s wkeu due,Leuder may so rrotify Botrower in wridng,and,in such case Bormwer _` _
<br /> � .. . . sball pay to Lender the amoum n�ary't�s r�ke uP the deficiency. Barrower shall malce ap t�deficiency ia uo more tLan L _
<br /> - ._= twetve zaaiahty p�,zssaus.st LeQdea's sole a�seretion. • . - _
<br /> . : Upon payment tn full af alt sums secured by this 3ecarity Instrament. I eader shall prqmptlY refaad ta P3orrower any = -
<br />- • '�;.,r:'.:. ° Fands hetd by l�nder.If.ander paregraPh 2!.Leader sha11 acquire or se11 the Pmpeny,I.emder.prior to the x s�v i s ltlon or sate -.
<br />- .. . `• of the Pcioperty;sha11 apgly any Funds held by L�dec at the time of aaltrisition or sale as a tredit against the'su�ms secvred h7� W._ -
<br /> � .. , this Security i�umen� • _
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<br /> . ' �:i� 3.App�tton ot.Aaytnents.Unless applicabt$law pmvides othe�ise.a11 payments t�eived by Lender nnder paragr�llYs -
<br />, . . ��•; 1 aad 2 shall be appfied: �to any prepaYment charges dae under the Dtate:second,ta amounts payable ander paragrapli 2': , __
<br />- third�to interest d�e:fonrdr;nv principal due;and last,to any tate ctrar�es due uader che Note. -.. .
<br /> � , .�•�. 4.C6a�es:Liea9. Bormwer shail f.ay all taxes.assessmems,clmrges.flrms aad impositioas ataibutable to the Pcageriy .
<br />- � . '..i; �vhich may aztain�iority over this S�urs,tY+Instrament, and teasePtottY�payme�rts or grouad rema.:�f any. Borrower shall pay �.
<br /> , �i; th�se obligations in the manaer piovi�.iii�aragaph 2.os if nat paid ia thai manner.Borcowersiiplt pay d�s ms time diiectly -
<br /> _ , ,� � �': cm the pe�son owed payment.Boaower shall prompsly furciisb to Lender a11 n�tices of amounts to be paid undet�is paiagtaph. -r_
<br /> � '. �' 1'Ic Qoaower maf�es these�pir.ents direqlY.Boaower�Sl prompdy fumish to Lender recefpts evidencing the�tnents. _ .
<br /> � Batrower shall proicgtly dischstrge a�ry lien wtuch has priority o�rr this 5ecurity Inswment anless Borrower.(a)agrees Qn �'-
<br /> � � `.��'� writing to t6c payrrient of the obligadon secured by the lien in a maaanrx acceptabie to l.ender;(b)ooatests in good faitb the Ilen �=_:_
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<br /> . . :.:r� by. or defeads against enforcement of the 1ien�in. tegal prooeedin�tvhicb in the Lender's api�ion operate w Qrevent� „-.__
<br /> • �� . ��: enfomement of the lien:or(c>secures fmm the hoider of the lien an agreement satisfactory•to Lender subordinating the lien ta _-
<br /> ' ��"y tlus Security Insmimem. If Lender determines tt�at any part of the Property is subject to a tlen which may auain prioriry over �,-_
<br /> • '.. � '`� � this Security Iasuument. Iender may give Borrower a notice identifying the lien.Borrower shall satisty the li�n ar take one�r �=;:
<br /> , � .i�.':y� more of the actions set forth above widum LQ days of the giving of aatice. � �'
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