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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on February 06 , 2013 by <br />Ryan C Hand, Teri E Hand <br />GENERAL NOTARY - State of Nebraska <br />MINDY GILBERTSON <br />My Comm. Exp. May 16, 2016 <br />Notary lic <br />Mindy fi lberts <br />My co - ssionezpi s: /16/2016 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />201301033 <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 17 of 17 <br />