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<br /> � TOGE!'HER WITH all the imgmvements now or hereatter ere�ed oa the pmpesty. e��• �� ;
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<br /> • ••:,,�� tixtures nnw or he�eaft�r a part of the property. A(1 reptanements aad addidons shali also be covered b titis Seauity •hE�
<br /> ,,' , � .� , Inspument.A!1 of the foregoing is ceferce�to in this Sec�ity Insuument as the"�roperty° .
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<br /> BORROWER COVENA1�17'3 thxt Bormwer is tawfu�ly seis�of the estate hereby coaveyed and 6as the right to grant aad
<br /> . . convey the Property aad that We Property is uaeacximbered.exoe�t far encumbrances af record.Hormwer warrants and arill r,; . .
<br /> LL ��` �`,, defead geneialtY the title to the PmpertY against a1f claims and de�ands,subiect to auy encumbrauces of�ecord. �r
<br /> THIS SECURITY INSTEtUMENT combines uniform oove�nts for national use aad non-aniform oove�ats with limited .
<br /> . F., vaiiations by jurisdicdan to comtitute a uniform seauity insuument wvering real property.
<br /> .:.'�` ' UNIFORM COYENANTS.Bor[ower and Lender covenant and agree as fo4ows: . ;_;;�`;
<br /> �' ,��`,.�.:�:�'�, 2. P�ym�i of Ptiae[p�al aad Interest: PretraYment acd Late C6a�e�. Bomnwer shall promptlY P�Y whea due tfle � :: .
<br /> , �:.���� � - principat of and i�uerest on t&edebt evidenced by the Note and an}+pre�►ayment and late cha�ges due under the Note. —`
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<br /> . :.`F �.Fands for Ta�es aud Insurance.Subject to applicable law or to a written waiver by Lender.Borrower s6all pay W �;
<br /> � x..`.��• .;�, I.ender on the day mot�thly payments aze dae under the Note,until t h e Nate is p a i d in f u ll.a sum(°Funds')for.(a)YearlY ta�es �_``!
<br /> . �and assessme�ts wtuch may suain prioriry over ttus Security Instmment as a Iien on the Property;N)Y�Y Leas�otd payao�nts i-_:ry
<br /> �.'` ' ' or gronnd reuts on the�'ropercy,if anY:(c)Yeasly hazatd or P�P�Y�ce P�ams;(d)YeariY flood'msurance preminms. �,:�.-:
<br /> '.: t.y:'':`; if aay;(e)Yearly mortgage instuance premiums.if any:aud(�aaY sums Payable by Bormwer to Lender,in ac�aurdance with 7--
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<br /> . ' tlte provisions of paragiaph 8.in lieu of the payment of moitgage insar�tce pnemiums.'t7�ese it�s�e called"�Sa°w Items." ` =-,
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<br /> i:. :'� Lender may,ai auy time.collect aud katd Funds in an amonnt not oo e�.c?�e ma�mum acns�at a leuder for a fed�.�[ty �___'�
<br /> 1 ° cetated mortga�e,toa�t mag�.�e far�rrower's e�notv acoount u�d�dze�aJ��.F��ettIement 1Pmce�R�`�f ��y:;.
<br /> r ,' , :.�474 as ameurPed f�a�t�:�a ti�me, [�tT.S.C.Sectr�e� 2b01 et seq.(`R�I.yI�'"�,u'�ess aaati�i�lavt*tha�t�zs ta tke�i�ls 'ti�R�"'
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<br /> '., �����'.- . sY3s�a te�er:�t'sni:�i'r s�i.Fender�..�x�y timra;:�al�ect�d�".�FuedS��amot��to ezCe�d d�e,tessar a�n,�f: : $ �
<br /> �g= lender may-�,tia�ie tbe amount of��s efce oa t�basis of cair�et data and reasonable�of expendiwns of�t'� � r,
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<br /> . .:_; �sccow Itea��othervvLse in accardau��h applirable iaw. _
<br /> insttumeutality or enti
<br /> ' -o . "`�� � 'The�rr�ds`shali tre held in an institution who'se deposits are insured bY a f�erel agency. • LY � .��'
<br /> =� � ('mclndis�g I.znder.if Lea�er is stu�an i�tsripnion)or in any Federal Home I.oan Ban&.l.endec shall apply the Funds to pay the a
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<br />'r����,• ,.• ;��`,' Fscrow Items. I.ender may not charge Bsmuwer for hotdi�and aPP;Y�S the Fnnds,azmually aaalyoag the escrdw account,or ;,;"�'`
<br />: . verIfying the Fscrnw Itenos.unless I.euder pays Bormwer interest on the Funds and applic�ble taw permits I.ender to malce such ``_'__�
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<br /> • ' a charge.However,Lender may require Bomnwer to pay a one-time charge for an independeat real estate tax[eQorting service _ .
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<br /> .. ase�id by I.eader ia conne�ion with this toan. unless applicabts law pmvides otherwise. Uuless an agr+�ement ia rnade or , -_---
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<br /> , , °I,.',, : t a p pltcable taw requires interest to be paid,l.endet sha11 nat be requim,d to pay Bomnwer any t�►te�est or eamings or►the Funds: —
<br /> � �� , '�1 Borrower and Lender may agmx in wciting.ROWEVCi.that interest s h a l l be pai d on t he Fu n ds. L en d er s b a l!g i v e t o B m m��v e t. —
<br /> � 'r' ' . � without char�e.an a�uai aceanniin�of the Funds.showing credits and debits to the Funds c+nd the purpose for tivhIch each `_._.
<br /> � - , ''. � debit to tha Fu�s tivng made.TRe Fuuds ure ptcAged us additlonal secuiiry.fot all sums securcd by this Security Iasttument. _
<br /> � �° � � •• `; If the Funds held by Leader eKCecd the umaunts parmitted to be held by applicnbte taw.Lender shall nccouat to Barmwer _
<br /> . . ��. . .
<br /> � •� ,s for_the excess Funds in accordance with the requirements of appltcabte taw.If the amount of the Funds.held by Lcrrder at any .
<br />- ' ' � ttme is not su�cient ta pay the Escrow Items when due.Lender may so notiiy Borrower in wtitiag.artd.tn such case Borrowet _-_
<br /> . '��i shall pay to Lender the amount nasessary to malce up the deficiency. Bo�u�ver shall maIce up the de�eiency in no more than --
<br />- • � '�. A twelve monthIy payments.at LenQer's soie discretian.
<br /> ,� �. r .:�:'� ,ti Upon payment in ful! of all sums secured by this Security Inswment. Lender sh�ll promptty refund to Borro�ver any
<br /> � .��,. ; Funds held 6y i�ender.If.ander paragraph 21,Lender sdall acquire or s.11 the Prope�ty.Leader.prior to the acquisition.or sate
<br /> • •�'i! of the Prop�ty,shafl apply any Funds held by l.ender at the time of acquisition or sale a8 a c�it a�ainst ttte sums sewred by
<br /> � °��� this Security Instrument. � . .
<br /> �� .��,.;; 3.Appti�an of Pbymeuts.Unless appl�ca6te law pravides otherwise,a13 payments neoeived by I.ender under paragraphs
<br /> . ' � � ,::`' I�2 sha116e applied:fiist,to any prepayment charges due under the Note;seaond,to amounts payzbte under patagraph 2:
<br /> � �� �T�'' Wird,to interest due:fourth,to principal due:and last,w any tate charges due under the Note.
<br /> � � 4.Charges;Uens.Borrower shall pay all taaes.assessments.charges, fines and impositions ctttributable to the Propetty
<br /> �'.��? w6ich may attain prioriry over this Seturiry Instnimer►t, and teasehold paymems nr ground rents.if any. Borrower shal}pay —_
<br /> '� ' •��� � these obligations in the manner provided in paragrapfl 2,or if nut p�d in tffit manner,Borrower shall pay them on time direcxly --.--
<br /> " ,. :.'• to the petson owed paymeait.Borrower shall pmmpdy fnmish co Lender all npticcs of amaums to be paid undei this par�gaph. =__
<br /> ` '�= If Borrower makes these payments directly,Bonower shall promptly fumish to Ixnder receipts evidencing the paymems. __
<br /> � - ` ��"`i Borrawer shall Fromptly discharge any li@n which has prioriry over this Security Instinment unless Borrower:(a)agces iu _ _
<br /> � � �•�; writing to the payrnent of the obligatinn secured by the llen in a manner acceptabte to I.ender;(b)contests in good faith tfie lien. �.�-
<br /> �._-
<br /> � �� � :��'i , by. or defends against enforcement of the lien in. legal proceedings wluch in the l.ender's opiNon operate to prevent the .—_. ..
<br /> ' � enforcement of the lien;ar(c)secums from the holder of the lien an agc�ment satisfactory to L,ender subordinating the Iiea to �'--
<br /> � ° thL9 Secu�ity Instrumem. If Lender deterrnines that any part of the Property is subject to a lien whicb may attain priority over � �:�-
<br /> : ''.' ��°�'� this Security Instrument.Gender may give Barrower a notice identifying ihe tien.Borrower shall satisfy the lien or take o�or �—,,,
<br /> ; � ;; . � y more of the a�xion9 set fonh above within 10 days of the giving of notice. �'`'
<br /> • . . ' ; � Form 8028 9l90 ��-'_
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