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��wrF Me4}ik--.'... �M�rWrydw'�Y�.,L... . ��• .:.�- .q.u. ...S.t .__ .._. ____' ��. 98- iiQ4� �ymentR rn�y r�n langcr bc reyuired, at�ht optinn uf Lcixier, if maingagc in.ruruncc covnrage (In ihc ar►xwnt and for thc pc � th�Ix�xkr nequire�)pmvided hy�n in�urcr appmved hy I.eniler a��in hecomrs wv�ilahlc�ixl is c��ined. Hnrmwer nhrll pay t!K p�emiurnr rayuirod t�i mrinl�in mcm��e insuru�ce in effec:t,nr tn provide u loss re�crve,until Ihe rcyuirement for nwrtguge In�suruxY anJR in�ca�rduke with xny wriuen wgrcemrnt Fx�wcen Borruwer uncl I.c�xJcr or:�plicable Is�w. 9. l�peeiloa� I.enJer ur it��cnt nwy meka reyM►nyhlc entries u�x�n un�f Intipecil��ns u!'�hc Propeny. IA�xler.hull �ive Bormwer�xwire�t the time c�f or prior lo xn inspoc�lon�pecffying re�ainrhle rnu�e f��r Ihe inspcc:�ion. lA. ICnnd�mnrlinn, Tt►e pr�keecls of x��y ew��d �r clNim f�ir dnmNges, direct ��r c�mceyucmiid, in rnn�kction wi�h any curniemnati�M �r Mher taki�n�of uny p�n�f the Prc>pe�ry,or for a:onveyan�c In Ileu c�f c�►ixlemnutian, arc hereby assignai �nd xhall be pwid to l.eixtcr. In the event of e totol taking of ths Propeny,�he prcxoods shufl he upplied ta the nums Eccural by this Scc:urity Intitrument, whe�her or not then due,with any exce�s paid to Ac�rrower. ln�he event of u prnial trking of thc Prn�rty in which Iho fair mrrkct value of the Propert�� immaliately before the taking i.equal�o or grcutcr�hwi thc amount of the sums socured by this Sa:urity Instn�mem immaiietely btfore the tylcing,unlesx Elorrower uxl Lcixler�xherwise agree in writing,the sums serured by this Socurity Instrument shall be rodueod by the ymount of ihe proceexfo multipliecl by the following fruetion: (a) the totul �nt af th� aums securai immodialely beforc the t�king, dlvidal by (b) Ihe frir mukN vulue af the Pmperty immodiAtely beforc the uking. Any balencc s}ull be pwid to Borniwer. In the event nf a panial taking af the Propeny in which the fair market value uf the Propeny immediately beforc the toking is Icsc than the srnount of the xums secured immediately before the uking, unlps Borrower end I.orxler othcrwisc agrce in wriling or unk�s�ppl9cabl� 1uw othorwise provides, tho pmceeds shall be applied to the suma securcd by this Security Instn�ment whdher or nat the sums are then due. If thc Pn�perty is abandonai by Sorrowcr,or if,after naticc t�y�[.andcr to Borrowcr that the condemru�r offcrs to ttuke an �ward or settle� claim fur damages. Borrower feils to rcspond to I.cnder within 30 days aftor tlx dat� the notice is given, Lencier is authoriud to collect and apply the procctds,at its oplon,either to rcatoration or rcpair of the Property or to the sums socurod by this Security Instrument,whether or ixx then due. Unlese L.ender and Bo�rower otherwix agrce in wdting, any application oP proc.�acls to principal shall rat ex�end or postpone the due d�te of the moMhly payments rcfeRed to in paragnphs 1 ond 2 or change the amount of such payments. 11. Borr+ower Not Rdened;Forbairwna ay L,aNler Not a W�iver. Extension of the time for pRyment or modification of amortizuian of the sums s�xured by this Security ins�cument graivai by Lr:nder to any succecsor in interest of 8orrowu shail not oper�te to rolease thc liability of the original Borrower or Borrawer's successors in interest. L.ernfer shall not be requirod to comrnenoe prciceedings against any successor in interest or rcfuu to extend time for pwyment or otherwise mndify amortization of the sun�a savrod by this Security insaument by rcason of any demand mde by the original Borrower or Borrower's �=m�an.e iri iA!'�!'Si. Art; fn��mnrr�)5/ I t(MIr�Ifl f!YP[(`�S�:IOo AI1�rioah�nr�r�rwYiy xhpl�suu M a waiy�r nf nr nrrchrle the exereiae of my right�r remedy. 12. Sbooewon �ud Aed�r�t Bound; ,Idnt u�d Seveeal Li�blllty;Co-�nere. The covenants and agreanents of thia Socurity Irmtrumenc �II bind ud beneft ehe suocessors uxl ossigns of I��der and Borrower, aubjoct to ttx providons of paragraph 17. Borrower's oovenants ud agreemcnts shall be joint and several, Any Borrower who co-signs this Secutiry Inswment but duea not exxute lhe Note: (a) is co-signing this Saurity Insttvment only to mortgage, gruu and oonvry that Bortower'�it�tercat in the Property under the ternu of this 5ecuriey insttument; (b) is not personally obligued to p�y the sume sxurod by this Sacurity Inatrumenr and(c)agrces that L.ender uid my other Borrower may agra to extend,modify,forbsar or rnnlce any aoconunodations with ngud to the terms of this Security Instntment or the Note without thu Borrower's con�aK. 13. l.an C6�r�es.If the lan savred by this Security Inurument is subjat to r law which seix muimum Iwn cfiarges, ud that Isw is fimlly intaprded so dnt the interest or other loan charges collated or to be calla;tod in connation with the lo�n exoeed the pennitted Ilmi[s. tlkn: (e)any auch loan chuge stull be roduood by the amount nxes�ary to redua the charge. . w thc permitted limit; and(b)any sums aln�dy collocted fr+om Bormwer whieh exceeded permitted limiu will be refunded to Borrower. l.�t�der rruy choose W make this rcfund by rafucing thc principal owed urder the Note or by m�king �direct p�Yment to Borrower. If a rcfuid reduas princip4l, the rodu�ction will be t►eatod as a patid prcp�ymrnt witF�out any pe�epayment charge under the Note. 14. IVatka. Any notia to Bomower providod for in this Securih� Instrument s1Wl be given by delivering it or by m�ulin` it by finst cl�+mail unlas appliable law requires use of another methe)d,The notia shall be dircctod to the Propecty Ad�irest or any otlxr srW er desigt�tes by tatice to l.or�der, Any notia to f.�nder ahall be given by firat class mail W Leader's addreu nsl�ix�'or�ny ott�er add�ssa Lender desigrotes by notice to Bomower. Any notia providod for in thia Security Irohumtr►t shall bb ilccined to have ban given to Borrower or Lender when given�s providod in this puagraph. 1S. Govcrnin� I.�w; Sever�biNty. This Security Instrumcnt ahall be govemod by fedenl law ud the law of the; jurixliction in which the Prbperty is locatal. In the event thsit uiy pmvision or clause of this Sxurity Inatcumeut or the Note a►nflicas wieh applicable IaW, auch conflict shall rat affect other provisions of this Security Inatniment or the Note which can be given et�'aet without the oontlicting provision.To this end the pcovisions of this Socurity Instrument ud the Nou�c�e declarod , w be�evCrAble. . 16.�$orrower'a Copy.Borrower shall�be given one confom�ed copy of the NMe u�d of this.Sexuriry Instrument. � - Pa�n 302! DIlo r.a 4 0�e