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<br /> , THISSECURITYINSTRUMBtJTwmbinesuniformcovenuttsfarru�tion�luaeu�dnon-unlformcovennn�swithlimitedv�riations
<br /> by juri�diction to comtitutc a�iniform security instntrtxnt covering nal propeny.
<br /> • UNIFORM COVENAN7S. Borrower�nd l.ender cove�unt uid �gree�s follows:
<br /> l• 1h�ymeut ot PNncip�l and[nle�t;!'�ewyment�nd I.ate Clu�r�a. Borrower shall promptly pAy when due the princip�
<br /> of uxl interat on the debt evidencod by the Natc�nd �ny ptepayment u�d late�huges due under the Note.
<br /> 2. Fund�tor T�xa�nd lnwrsnce. SubJat to�ppiicable law or to a writter�w�iver by Lender, Bormwrr sh�ll p�y co Lender�
<br /> on the diy mon�hly payments ue due under the Note, until�he Nate Is p�id In full. a sum("Funds') fnr: (a)yeuly taxes and
<br /> usessmrnte which mny nttnin pdority over this Security Instruztient as a Ilcn on thc !'toperty; (b) ycarly lcas.chold paymcnts or
<br /> jround rcna on the Propeny, if Ny; (c)yeuly h�z�rd or property iosuruice premiursu; (d)yearly ilood insurance premiums, lf
<br /> �ny; (e)yeuly mortgtge insur�ncG premlunu, if�ny; and(� any sums p�y�ble by Borrower to l.ender, in accord�nce with the
<br /> provl�iant ot pu�nph 8, in lieu of the pAyment of mortg�ge insunnce premlumx. Theu iccros are called"Escrow Items". Lender
<br /> rtuy.�t u►y time,rnllect and hold Funds in an amount not to excad thc maaimum unount a lender for a federally rclated mortgage
<br /> lan may require for Borrower'�escrow account under the federal Re�l Estate Settlement Proceduns Act of 1974�.s unendal from
<br /> time to t(me, 12 U.5.C. �2601 d sey,("RESPA"),uNess a�natlier law that applies to the Funds sets a lesser amaunt. If so,l,ender
<br /> tn�y,u�ny Hme,collcet and hold Fund� in an unaunt not co exceed the leuer unount. l.end�r mey estimata the urau�t of Funds
<br /> due on the b�is of current dia uid reasotu�ble estlmata of expenditurcs of futun Eurow Items or otherwise in accordu�ce with
<br /> �pplicable l�w.
<br /> The Funds shall be held in an tn�litutian whose deposits ue insured by a federal agency,instrumentality, or entity (including
<br /> L,erxler,if I.a►der ia such an instiiution)or in any Federal Home Lo�n&nk. LRnder ehall�pply the Funds to pay the Escrow Item�.
<br /> Lender m�y pat chugC Borrowar for lwlding and appiying the Funds,annusdly�nalyzing tha escrow account,or v�rifying the Escrow
<br /> Items, ualeu Lender pAys Sorrower Inttrest on the Funds and appiicable law permits I.endor to make such a chuge. However,
<br /> Lender mry require Borrower to pay t oae-time chuge for on ind�prndent real atate tax reporting servlce wed by Lender in
<br /> conneetion with thia lwn,unless�pplic�ble law provides otherwise. Unless an agrament is made or applicable law requires intercst
<br /> to be paid. ixixier shall not be requirod to pay Barrower pny intercst or eunings on tho Funds. Borrower u�d Lender may ag�+a
<br /> ip writing. however,thu interest shall be p�id on the Funds. Lender sh�ll give to Borrower,without charge,�n annuil accounting
<br /> of the Funds,showing credits and debits to the Funds and the puryose for which each debit to the Funds w�s mada The Funds are
<br /> pledged u addition�l xcuriry for dl wms secured by thls Securiry Inamment.
<br /> If tne runds neld by Lender exceed the runounta permitted to be htld by applicable law, l,ender sh�ll account to Borrower for
<br /> the excaa Funds in accocdance with the requirements of applicable law. if the unount of the Funds held by Lender x any dme is
<br /> not auf&lent to p�y the Eacrow Itema when due,l.ender may so acxify Borrower in writing,uM,in such cax Bomower sh�l pay
<br /> co Le�Kier the amount necess�ry to make up the deficiency. Bomowar shall make up the deficiency in no mon chaa twelve monthly
<br /> ��^�, �I��t:'s a!t d!•.^st��oa.
<br /> Upon paymrnt in fi�ll of�II sums sxuxecl by this Security irocrument,I,ender ehdl promptly nfund►o LorrotiYSr any Funds h�ld
<br /> �[.�a«. �r,�„�a�r�,r��r,2i,[.�eoaor:n,�t,�,�r�or��i��Proa�y,�a�r,prior to the�oquisition or sale of thc I��operty,
<br /> ah�ll �pply �ny Fundi held by Lenda at the time of acyuisitiaa or s�le es a credit agunst the suma secuced by this Security
<br /> Imwmeat.
<br /> �. .rr..�iioa at'.'�y�ssw�, LTstl,.:,��plicable I�.;+provl�ic.r othe►wian,ail�wyu�uts.�iv�xi by I�ender under pan6c�piu 1
<br /> amd 2�tull be applied: first,eo aaY PnWY�t chuges due wider the Note;socond,to unounts payable urider pamgroph 2:third, .
<br /> to interiat due; fourih,to princRpd due;and laat, to�ny lue chuges due w�der[he Note.
<br /> 4. GY�r�ts;Liar�. Borrower shall pay�Il wces,�sseumrnts.chuges.fines and impositions mributable to the Propetry which
<br /> mry.�iutaiq prioriry qver thL Sawity G�sttumeat, �ad leaiehold payiaeaa or gtowtd rents, if�ny. Borrowec�tutl pay thpe
<br /> ' ubll�fioa� in the muu�er providcd in paragraph 2,or if not p�id In ttut m�nner, Bomower ah�ll pay them on time dlrocity to the
<br /> : persoa oxed paymeat. Borrown staall promptly furaish to Lendec �ll notica of w�cwnta to tx paid w#r tlw p�ragr�ph. If
<br /> Borm�rer m�kea t6eae paymepts dirpctly, Horrower shafl promptly fumish to L,ender rooefpts evidencing the paymetqs.
<br /> Borrorver shall promptly dlschage�ny Iien which hu priority over this SKCUriry Instrument unless Borrower:(a)�nes�n w�itin�
<br /> to the paym�d4t of the obligation ucurtd by the lien in a manner�ooeptablc to l.eider; (b)conteats in good fatth tbe lien by, or
<br /> defend�•qainu enforcement of the liea in.legd procsedin;s which:n the Lender's opinlon operue to preveat the eaiorceaxat of
<br /> �� the llar;or (c) xou�res �+nm the holder of the iiai w �gram�t suuf�ctory to [.ender subordinuins the lien to this Securiry
<br />�� Imtn+meut. lf I.emler determina that my part of tt►e Propeny ie subject ro a lien which m�y utain priodty over thia Security .�
<br /> Initn�mmt. I,ender raay give BorrowGr�notice identifying the lien. Borrower sh�ll s�tisfy the lien or talce one or more of the�ctiont �
<br /> xt forth�ve wit6in 10 day�of�ie Sfving af notia. .
<br /> S. H�sed ar Propp�ty Lisannce. Bon+owor sh�ll kxp UK improvemrna now existing or hereafter erectod on tbe Pn►perty
<br /> inwrad �aiwt lou by fin. 6a�uds Ixluded within the term "exteadM coverage'�wd�ny other h�zerda. includfoa floods a�
<br /> flooding,tor whicd i.ender requices inwrance. Thia insunnce shill be m�ntained la the unounts and for the periodi that La�der
<br /> requira.7'he insurtmce c�rrier providiag tbe inauranoe sh�ll 6e chosen by Borrower subjoct to I.ender'��pproval which s6�ll not
<br /> be uaniuonably wiU�deld. If Borrmver fuls to m�intain coveraae dacribed above, Lender may,u Lender's option,obuia covuase
<br /> to protect It:oder't rig6ts in the P�opeay ia�ccorduke wilh p�ragr�ph 9.
<br /> A11 inwranoe policies and r�enewal�sttall be aoceptable to Lend�and ahell include a stgndud awrtgage clauae. Lender sh�11
<br /> have thc right to hold We policies and renew�ls. If I.ender requira, Bomower shall prompcly give to[.ender dl ncsipts of paid
<br /> 81n�M F�mAy•Fww�N MMIFr�dd1� M�¢ UNIFOIIM MIETRUMENY � iMv.YIiO
<br /> P�p�Z o}a Initi u�v�.���
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