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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on January 30, 2 013 by <br />Benjamin L Beberniss, Cassandra J Beberniss <br />Notary ' blic <br />Mindy i l ber'n <br />My co ssion expires: 05/16/2016 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebras <br />MILADY GILBERI'SON <br />My Comm. Exp. May 16, 2016 <br />201300807 <br />Form 3028 1/01 <br />VMPBINE) (1105) <br />Page 17 of 17 <br />