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WHEN RECORDED MAIL TO:
<br />,,\ J Five Points Bank
<br />ti South Branch
<br />3111 W. Stolley Pk. Rd.
<br />Grand Island. NE 68801
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<br />FOR RECORDER'S USE ONLY
<br />FIVE POINTS BANK `,,
<br />` 000000000101261203034001152013'
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated January 15, 2013, among TAMMY PHAM; A SINGLE PERSON
<br />( "Trustor "); Five Points Bank, whose address is South Branch, 3111 W. Stolley Pk. Rd., Grand
<br />Island, NE 68801 (referred to below sometimes as "Lender" and sometimes as "Beneficiary ");
<br />and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred
<br />to below as "Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee kt trust. WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties. and profits relati to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "t Property") located in HALL
<br />County, State of Nebraska:
<br />LOT THIRTEEN (13), IN BLOCK E IN PARKVIEW SUBDIVISION, IN THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA EXCEPT THE EAST SIXTEEN AND EIGHT TENTHS
<br />(16.8) FEET THEREOF
<br />The Real Property or its address is commonly known as 2515 PIONEER BLVD, GRAND
<br />ISLAND, NE 68801.
<br />CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor
<br />or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of
<br />the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined,
<br />absolute or contingent, liquidated or unliquidated, whether Trustor may be liable individually or jointly with others,
<br />whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts
<br />may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts
<br />may be or hereafter may become otherwise unenforceable.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
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