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201300804 <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which any <br /> part of the Property is located and shall mail copies of such notice in the manner prescribed by <br /> applicable law to Borrower and to the other persons prescribed by applicable law. After the time <br /> required by applicable law, Trustee shall give public notice of sale to the persons and in the manner <br /> prescribed by applicable law-. Trustee, without demand on Borrower, shall sell the Property at public <br /> auction to the highest bidder at the time and place and under the terms designated in the notice of sale <br /> in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any <br /> parcel of the Property by public announcement at the time and place of any previously scheduled sale. <br /> Lender or its designee may purchase the Property at any sale. <br /> If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires <br /> immediate payment in full under Paragraph 9, the Secretary may invoke the nonjudicial power of sale <br /> provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") 112 U.S.C. 3751 et seq.) by <br /> requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell <br /> the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of <br /> any rights otherwise available to a Lender under this Paragraph 18 or applicable law. <br /> Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br /> conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of <br /> the statements made therein. Trustee shall apply the proceeds of the sale in the following order: la) to <br /> all costs and expenst s of exercising the power of sale, and the sale, including the payment of the <br /> Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to <br /> all sums secured by this Security Instrument; and (c) any excess to the person or persons legally <br /> entitled to it. <br /> 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br /> Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt <br /> secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and <br /> without charge to the person or persons legally entitled to it Such person or persons shall pay any <br /> recordation casts. <br /> 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br /> trustee to any Trustee appointed hereunder by an instrument ent recorded in the county in which this Security <br /> Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the <br /> title, power and duties conferred upon Trustee herein and by applicable law. <br /> 21. Request for Notices. Ihrnower requests that copies of the notices of default and sale be sent to Borrower's <br /> address which is the Property Address. <br /> 22. Riders to this Security Instrument. If one or more riders are executed by Bormwer and reconled <br /> together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall <br /> amend and supplement the covenants and agreements of this Security Instrument as if the Melts) were a part <br /> of this Security Instrument. [Check applicable lox(es)]. <br /> 1 Condominium Rider Growing Equity Rider I X I Other[specify] <br /> I Planned Unit Development Rider I I Graduated Payment Rider Schedule"A" <br /> 001123363626 — - -_ — Citibank 3 2.65 07 V2 <br /> n1A Mortgage WITH MERS-NE <br /> Revised <br /> VMP 0 )0 <br /> VMP4N(NE) 0 <br /> Wolters Kluwer 1'rarial Services �8 of 10 <br />