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c> (to <br />O --I <br />c _ z —4 r.) <br />- rTi <br />CD <br />0 <br />ry <br />rn <br />-a c� <br />r J <br />✓ n o <br />co <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Knapp <br />221 South Locust St <br />Grand Island, NE 68801 <br />Deed of Trust <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 24, 2013 , together with all <br />Riders to this document. <br />(B) "Borrower" is Kirk M Smith, A Single Person <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />01 .# ::ti 1 J ' <br />Form 3028 1/01 <br />VMP8(NE) (1105) <br />Page 1 of 17 <br />