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charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. <br />Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third <br />party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the <br />title, power and duties conferred upon Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to <br />Borrower's address which is the Property Address. <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall <br />amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of <br />this Security Instrument. <br />[Check applicable box(es)] <br />Condominium Rider <br />El Graduated Payment Rider <br />D Other(s) [specify] <br />Witnesses: <br />Growing Equity Rider <br />nPlanned Unit Development Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />r_rr - 1 °0 -7NE (06/10) Page 7 of 8 <br />Y • <br />ADAM M KULLY <br />CARINN R KULLY <br />201300643 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />