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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />G <br />Nicole J Orr <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />2200335371 <br />NEBRASKA-Single FamBy -Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201300635 <br />D VBANE <br />Form 3038 1101 <br />VMPBAINE) (1106) <br />Paps 18 of 17 <br />