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<br /> TO(3ETHBIt WITH�11�he improvemaits now or ha+eofler aected on thc property,�nd��sem�nts,�PParte�noes,ud
<br /> fixturo now or hen�aftu a put of tho property. All repl�oemer►ts +u�d dditloru afudl also be ooverad by thi� Security
<br /> Instrument.All of the forc�oin�is rcfared lo in this Security Inslrument u the "Propeny."
<br /> BORROWER COVBNANTS thM Borrower is lawfully u1�ed af the at�te het+eby mmeyod tnd has the ri�ht to�nnt and
<br /> oanvey the Pra�perty ud that Ihe Property is unencumbered,exae�pt tor encumbru�ces of record. 8ormwor wamnta u�d wiil
<br /> defend Se�endly tha title to the Pr�perty�pinst all cl�irtu ard dertrrds,eubject�o�ny encumbrar�ce�of record.
<br /> THIS SECURITY 1NSTRUMENT combinee uniform oovemnt�tar ruitiond u�e wid ncm-uniform covenarNS with Iimlted
<br /> vuiations br juri�lidion w oonMitule�unitorm�ecuriry instn�maM ooverit�rerl prc�peny.
<br /> UIYIPORM COVBNAMfS,Bcxmwer ud Lender wvemnt md qree a�fallowR:
<br /> 1. Ny�ntwt of P�1�cl�wl awd lalrrwti I�nps�eat Md l.�te Cl��w, Bomower �hdl P���Y P�Y When due dte
<br /> Princfpd of�nd IrMtn�t An the debt evfdeecdd by the Nate and rnY PfeP�YmaN �nd late char�a due uaier the Nde.
<br /> l. 1�1Ni Ibr Taw MI Uwr�oe.Subject to�ppliable I�w or w�wrinen w�lve�by i�rnder, Harrc►wer ah�ll p�y W
<br /> LtlndK un ihe d�y nwnthly p�yna�b er�e due umkr the Noto,until the Nate ii p�id in flill,�wm("Pund�")for: (�)Yarly taxe�
<br /> �rd wew�r�w rvhlch m�y�tuin pr{ority cwer thi�Secu�ity Imtruma�t a�lion on the Property:(b}yarlx la�ehold P�Y��
<br /> or sroond raite on the Propnty,if any; (c)yauiy haurd or pro�perty iruuru�oe premiurtu�(d?Yarly flood inw�nce p�emiumr,
<br /> if�ny; (e?�Y�pt� imur�e prcmiumr, ff any:and lf� any wm�p�yable by Bomower to l.e�der. In �ao�imce with
<br /> the proviaiar ot p�r�niph e,in lieu ot tAe p�ymmt of mort�qe inruru�oe pnendurrn. The�e itenu iu�e called "F�crmv IMn�."
<br /> LadK m�y, at uiy dme. cullect aid hold Fundi in�n unount iwt to exoeed the mucimum arnount t leider ta a tader�lly
<br /> related mor�p�e lo�n m�y requir+e for Bortower'�acrow acmunt under the federsl Ral P.�t�te Satlemenl Prooedure�Ac!ot
<br /> 1974 n ameided hnm dme w dme, 12[J.S.C.S[ction 26Q1�t.req. ("RP4PA"),ueleae�nother law lhat applke tv the Funde
<br /> . eets �Oe�er�enount. If�o. L,eider m�y, x any tlme� oollext and hold Fw�da in an artaunt not to exoeed the leaur�mouat.
<br /> Laod�t mry esNttite the rtioun of Punda Que on the b�sis of cumpit d�qi ond reasor�ble atim�ta of exparitneet of A�turo
<br /> B�cro�v Item�or otherwire in�oa��t+d�nce with applicabk law.
<br /> 'Itie li�od��II be Add in m ia�titutioa wM�e depcxits�re inwred by a federtl agency, Irouument�lity, or axity
<br /> (iodudin� I.e�da,it I.ender is a�clf�n ioetiwtia►)or in uiy Fedenl Home Loan Bank. Lader ehall r:�ply the Fnads W pay t6e
<br /> B�c��ller. t.eoder anp not c6��e Bon�ow�er tor holdi��ad�pplyin�the Fwds.mnWly wlyzitq tbe actav account.or
<br /> vecit�the B�row Itant.nnlas 1.adR pys Borro�var inta�est on tbe Futds a�d appliable law permia l.aider w md�e w�
<br /> a d�e. }iow�ever. Lender m�y nequiro Borrowa to p�y a one-time char�e for m indepa�dent�+eal aaqte tu neponin�eavioe
<br /> wed by i.qde►ia oo�ectlon aidi d�is lan, unlas applicable law provides orltawi�e. Unles� an�a�romimt i��m�de or
<br /> �pp�iabie ln. �equira ineeiac a be p�id.[.ender shalt ooc be requ;red co p�y Barower my irYae�t o�nruiaa on the Pueds.
<br /> '�: .. �i!o*�4t id.��Y+�s i_n�v�itinit,howcver, ttaK itKa�e�t�tull be D�id an tLe Punds. L,ender�Atll dva tu Bonro�er._ _ _
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<br /> • MMbo�t chr�e. �n aomW aooairtda�of the Funds. iMwin�crodits wd debits 1a the Auoda�nd the pnrpo�e tor w�hid�ad�
<br /> �R�1�lO��Y�R�C.nlC,:fl110��I�O��Y��tj011�IOQtf��Of V�pdM iEN��f�i$OCY!'��.
<br /> ' .. u 1�1!�I�IEb��..lfldll ExC00d(�IC afllWl�!QO�d�llld t0 bC f10b���Cib�E�rY.��E�I�GT�� iDOOUtl 1D SO�IONl�
<br /> !:,'.� !o�tbe euxr PrMd in�000rdwee ai�h tAe nequi�omax�of�pplicabk law:if tlk ama�ac of the Prnda held by La�d�r�t sqr
<br /> . dme i�eot rufllcietk ro py the B�cro�Items�ovhai due.Lender mry so oati}y Bortower in wriHn�.aod�in�od�ere Boetower `
<br /> �tt pq to i�eoder die aoount neoanry ro a�up die deficiarcy. Borrnrver,h�ll m�ke up the defida�y in nn mon tlro
<br /> twsive a�o�iy p�ytnene�.�t Lendec's�ole�ion.
<br /> UPoe Payment in fhU ot dl ams eocvned.by thia Sdcurity lnetmmait. I.ender slrll p�omptiy �u�d bo sorre�►�er�ny
<br /> � ihiedi heid by L�aider.K w�der p�rqnph 2 t;�_�mder ehll aoquire or�ell•iAe Propaty,i�det.Ptbr•to the�oquWtioa ar qk
<br /> ,;.�;i cf treln�p�ly.�11�ppty toy Aund�tidd by;i.aid�x at the time of aoqui'sition a sak�t a aedit�g�inK tMe wm�eea�ted by
<br /> IW 8�r�y I�no�eat. `,
<br /> 3.A�iedi�a d�w�b. tldas�ppliabb law pouvides otbenvire.�U prymenta�raoeived by Laoder andK p�np�t
<br /> 1 ad 2.b.l ss+qp+bd:Ant,ro anr a�epqnl�t dur�a a�e�,naer�ee Ivoa; .eoo�d, a.mouna pqry.ble mdar p�r,p,r�h 2;
<br /> '�' fWd.b 1!U!1!/t 410:EOqnh.b p'I1xip�l depi und lar[.Lo a[ry late c�'En.d0e n�er IhE Nooe. :'''�:
<br />:1`.''. 1.C611�I.11�.Bo17or10t d11l1 pay:,111�ta1lls.tli�b1�3, C�lfi$t�:flltlel aod III�o�oll�;i�tribllfabb b MIE h�OQefty.:��'
<br /> �L'�l 11��►�{'��O�ty O'Y'N 1�S$OL11[�t�'�11id10�. �pd�d pl�10lW Ot�R71Wd R�f. �f Mr. �IV11�7���
<br /> ��p,9�C O�alOf1��II 1�II�IR p10V��II��1 Zr Ok'�t 00��ifl l�I�Cl.BOff�O�Y![����l��1��10�
<br /> • ee me oenon o..ad p.ymaec. Bomoaer�u wnmptlr rura�l,eo Lada.0 ootjaa of.mouds to be�id wd�16i�prr�taph.
<br /> N Sona�o.ba�eUe��p.yma�ta dirocNy.�lorrow�er dqq proa�pdy fiu�d�w L.ader reaipb avidei►c�.�t6e p�pn�eeoi.
<br /> �"�; Boe+owee�II P�'�P��y 4����Y l'i�n whicfi hn pdoeity ava d�i�Security Iiauumeot unlcst Hottv�rr:(y�piw in
<br />.," rvtkiq eo t6e pyment of tl�e obli�atfoa�eoqved by ehe lien in a m�ona ac�oeQl�bfe to Leader:(b)eaeiab jn luod hii!M ifea
<br /> by, «delyds .pint adorc�nt or a�e�ien in. ��pu prooeedinse �vhidi [n d�e l.anaer'� opf,�oo ope�Me a peveec d�e
<br /> . adbe�mia�M oC the lien: or(c)�ecum Anm the holder of the lia��o apeanerk�tid�ictay w Lancler�abo�Ihe 11ea b
<br /> tEi� 9ean ity I�amnau. if Lender dele�ttan�s''ttWt aay Pat of the Prope�ty i� subject to a licu wAicst m�y rtda p�iodty ov�
<br /> - tW�Srauity I�nmeat,[.e�►dx m�y pve�Aii}�owec�notioe idmtifyins the lien.Bormwer ahdl s�tis�y,die liea or Woe oee ot
<br />:;i� sons d th��tloot set fort6 above w�ithin 10 ilayt of the siving of notia. ',_�
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