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201300544
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1/22/2013 4:38:31 PM
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201300544
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When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />zz <br />Z <br />Travis J Keene and Jessica A Keene, husband and wife <br />• C) 07 <br />�y1� ) n c n <br />r — wa —1 N <br />O \ rV O <br />x1 r . �., p - 1 - 1 1_4 <br />r* f' r.) -T., <br />� 'T) D> ca CD <br />rn 3 r <br />z' r D.. O <br />o < cn <br />C <br />© , U'1 <br />r� 3'' —C <br />V> N (I) -L <br />[Space Above This Line For Recording Data] <br />MIN: 100416700021927091 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 18th , 2013 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated January 18th , 2013 . The <br />Note states that Borrower owes Lender One Hundred Thirty Five Thousand Two Hundred and 00 /100 <br />Dollars (U.S. $ 135,200.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1, 2043 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />LI 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 1/01 (page 1 of 9 pages) <br />12439.CV (9/11) 908587 Creative Thinking, Inc. <br />GOTO(0024f9d8) <br />c/ <br />
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