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1 <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />Definitions <br />Borrower is the trustor under this Security Instrument. <br />(B) "Borrower" is Debra K Smith, A Single Person <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />c: in <br />C D <br />C_ Z —4 <br />rrt <br />o <br />1- o `'"I <br />CO —n <br />U D <br />r <br />r <br />Words used in multiple sections of this document are defmed below and other wands are defmed in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 17. 2013 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMP6INE) (1105) <br />Page 1 of 17 <br />)(?(x. <br />