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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />C2 ., 1 r (Seal) <br />Christopher Nichols, - Borrower <br />of the Christopher M Nichols Living Revocable Trust, <br />under Trust Agreement dated February 28, 2003, <br />and Revised by the Christopher M Nichols <br />First Amended and Restated Trust dated <br />December 14, 2009, and made by <br />Christopher M Nichols, as Settlor. (Seal) <br />- Borrower <br />cu-Z L. 1' --L` (Seal) <br />Joel C Nichols, Trustee - Borrower <br />oe"de Mali C Masts Livitv Revocable Trust, <br />under Trust Agreement dated February 28, 2003, <br />and Revised by the Jaci C Nichols <br />First Amended and Restated Trust dated <br />December 14, 2009, and made by <br />Jaci C Nichols, as Settlor. (Seal) <br />-Borrower <br />Christopher M Nichols, Settlor <br />NEBRASKA- Single, Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />20130044 <br />Christopher r M Nichols, Settlor of Christopher M Nichols Livimi Revocable Trust under Trust Agreement <br />dated February 28, 2003 and Revised by the Christopher M Whets First Amended and Restated Trust <br />dated December 14, 2009, agrees that the term "Borrower" when used in this Security Instrument shall <br />include the Settlor, and the Settlor acknowledges and agrees to be bound by all of the terms and covenants <br />contained in this Security Instrument and any Riders to this Security Instrument. <br />Jaci C Nichols, Settlor of the Jaci C Nichols Living Revocable Trust under Trust Agreement dated <br />February 28, 2003 and Revised by the Jaci C Nichols First Amended and Restated Trust dated December <br />14, 2009, agrees that the term "Borrower" when used in this Security ity I shall include the Settlor, <br />and the Settlor acknowledges and agrees to be bound by all of the terms and covenants contained in this <br />Security Instrument and any Riders to this Security Instrument. <br />1/ <br />Jaci C ichols, Settlor <br />Form 3028 1/01 <br />VMP6INE) (1105) <br />Page 16 of 17 <br />