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201300454 matter. As used in this Security Instrument. RESPA refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan"under RESPA. (Q) "Successor in Interest of Borrower"means any party that has taken title to the Property. w Nether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument Transfer of Rights in the Property. This Security Instrument secures to Lender: (i)the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose. Borrower irrey ocably grants and conveys to Trustee, in trust,with power of sale,the following described property located in the COUNTY [Type of Recording Jurisdiction] of Hall INanie of Recording Jurisdiction] See Attached Parcel ID Number: 400052296 which currently has the address of 1623 W 1ST ST [Street] GRAND ISLAND [City, Nebraska 68801 [Zip Code] ("Property Address"): TOGETI IER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument.All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER C'OVENANT'S that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property, against all claims and demands. subject to any encumbrances of record. THIS SECURITY INS IRIJMF.NT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges,and Late Charges. Borrower shall pay when due the principal of. and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note.Borrower shall also pay fiords for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. I lowever, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following firms, as selected by Lender: (a)cash, (H money order; Ic)certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality. or entity; or(d)Electronic Funds Transfer. Payments arc deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current, Lender may accept any payment or partial payment insufficient to bring the 1199552050 NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRI IMENT Form 3028 1/01 VMP'i \fy, 03/11 Nblters Kluwer Financial Ser acs 20121,054 0 0 0 4032-1'Or'0929Y Initials • t .--- Page 3 u(1: HUHUII III9%2001"3 VIIIII H