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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />0 /r7Y 4 40 <br />(Seal) <br />KIMBALL C. DENMAN <br />RHONDA K. DENMAN <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />El Refer to the attached Signature Addendum for additional parties and signatures. <br />201300414 <br />Form 3028 1 /01 <br />VMP61NE) 111051.00 <br />Page 18 of 17 <br />