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201300404 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> I\--Luve.1Q a ., - cr2ii o z R`er1 (Seal) <br /> DOUGLAS A BERLIE -Borrower <br /> BARBARA J/( �� � J Borrow el)r <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> 71 Refer to the attached Signature Addendum for additional parties and signatures. <br /> 24003417 <br /> NEBRASKA/Single Fam Ily-Fannie M ae/Freddle Mac UNIFORM INSTRUM ENT Form 3028 1101 <br /> VMPO VM P6(NE 11105) <br /> Wolters Kluwer Finanrinl Srrvirrs Paye 6 of 17 <br />