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Ne3028.doa.xml <br />DEFINITIONS <br />After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07 -1956 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />[Space Above This Line For Recording Data) <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 4 , 2013 , together <br />with all Riders to this document. <br />(B) "Borrower" is TROY A. CALLAHAN AND CARLY A. CALLAHAN, HUSBAND AND <br />WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 315 W . 60TH STREET, SUITE 100 , KEARNEY, NEBRASKA <br />68847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is US BANK NA <br />PO BOX 20005, OWENSBORO, KENTUCKY 42304 -0005 <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 4 , 2013 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY -TWO THOUSAND AND <br />00/100 Dollars (U.S. $ 132, 000.00 ) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />N <br />Dome& MOMS <br />www.docmagic.com <br />