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201300361 <br /> in the Property and rights under this Security Instrument; and (d) takes such action as Lender may <br /> reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, <br /> and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. <br /> Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following <br /> forms, as selected by Lender: (a) cash; (b)money order; (c)certified check, bank check, treasurer's check or <br /> cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a <br /> federal agency, instrumentality or entity; or(d) Electronic Funds Transfer. Upon reinstatement by Borrower, <br /> this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had <br /> occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. <br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br /> Note (together with this Security Instrument) can be sold one or more times without prior notice to <br /> Borrower. A sale might result in a change in the entity (known as the "Loan Servicer")that collects Periodic <br /> Payments due under the Note and this Security Instrument and performs other mortgage loan servicing <br /> obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more <br /> changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, <br /> Borrower will be given written notice of the change which will state the name and address of the new Loan <br /> Servicer, the address to which payments should be made and any other information RESPA requires in <br /> connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a <br /> Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will <br /> remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the <br /> Note purchaser unless otherwise provided by the Note purchaser. <br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action(as either an <br /> individual litigant or the member of a class)that arises from the other party's actions pursuant to this <br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by <br /> reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such <br /> notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the <br /> other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable <br /> Law provides a time period which must elapse before certain action can be taken, that time period will be <br /> deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure <br /> given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to <br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this <br /> Section 20. <br /> 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances"are those substances <br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following <br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, <br /> volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) <br /> "Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that <br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup"includes any response <br /> action, remedial action, or removal action, as defined in Environmental Law; and (d)an "Environmental <br /> Condition"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. <br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br /> Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, <br /> nor allow anyone else to do, anything affecting the Property (a)that is in violation of any Environmental <br /> Law, (b)which creates an Environmental Condition, or(c) which, due to the presence, use, or release of a <br /> Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two <br /> NEBRASKA-Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP O VMP6INEI 111051 <br /> Wolters Kluwer Financial Services Page 13 of 17 <br />