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<br /> in the Property and rights under this Security Instrument; and (d) takes such action as Lender may
<br /> reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,
<br /> and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br /> Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following
<br /> forms, as selected by Lender: (a) cash; (b)money order; (c)certified check, bank check, treasurer's check or
<br /> cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br /> federal agency, instrumentality or entity; or(d) Electronic Funds Transfer. Upon reinstatement by Borrower,
<br /> this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had
<br /> occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br /> Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br /> Borrower. A sale might result in a change in the entity (known as the "Loan Servicer")that collects Periodic
<br /> Payments due under the Note and this Security Instrument and performs other mortgage loan servicing
<br /> obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more
<br /> changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,
<br /> Borrower will be given written notice of the change which will state the name and address of the new Loan
<br /> Servicer, the address to which payments should be made and any other information RESPA requires in
<br /> connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br /> Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will
<br /> remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the
<br /> Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action(as either an
<br /> individual litigant or the member of a class)that arises from the other party's actions pursuant to this
<br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br /> notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br /> other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable
<br /> Law provides a time period which must elapse before certain action can be taken, that time period will be
<br /> deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure
<br /> given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to
<br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this
<br /> Section 20.
<br /> 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
<br /> "Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that
<br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup"includes any response
<br /> action, remedial action, or removal action, as defined in Environmental Law; and (d)an "Environmental
<br /> Condition"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br /> Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br /> nor allow anyone else to do, anything affecting the Property (a)that is in violation of any Environmental
<br /> Law, (b)which creates an Environmental Condition, or(c) which, due to the presence, use, or release of a
<br /> Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
<br /> NEBRASKA-Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br /> VMP O VMP6INEI 111051
<br /> Wolters Kluwer Financial Services Page 13 of 17
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