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201300355 <br /> DEED OF TRUST <br /> (Continued) Page 7 <br /> paragraph include, without limitation, however subject to any limits under applicable law, Lender's attorneys' fees <br /> and Lender's legal expenses, whether or not there is a lawsuit, including attorneys' fees and expenses for <br /> bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), appeals, and any <br /> anticipated post-judgment collection services, the cost of searching records, obtaining title reports (including <br /> foreclosure reports), surveyors' reports, and appraisal fees, title insurance, and fees for the Trustee, to the extent <br /> permitted by applicable law. Trustor also will pay any court costs, in addition to all other sums provided by law <br /> Rights of Trustee. Trustee shall have all of the rights and duties of Lender as set forth in this section. <br /> POWERS AND OBLIGATIONS OF TRUSTEE. The following provisions relating to the powers and obligations of Trustee <br /> are part of this Deed of Trust: <br /> Powers of Trustee. In addition to all powers of Trustee arising as a matter of law, Trustee shall have the power to <br /> take the following actions with respect to the Property upon the written request of Lender and Trustor: (a)join in <br /> preparing and filing a map or plat of the Real Property, including the dedication of streets or other rights to the <br /> public: (b) join in granting any easement or creating any restriction on the Real Property, and (c) join in any <br /> subordination or other agreement affecting this Deed of Trust or the interest of Lender under this Deed of Trust. <br /> Trustee. Trustee shall meet all qualifications required for Trustee under applicable law. In addition to the rights <br /> and remedies set forth above, with respect to all or any part of the Property, the Trustee shall have the right to <br /> foreclose by notice and sale, and Lender will have the right to foreclose by judicial foreclosure, in either case in <br /> accordance with and to the full extent provided by applicable law. <br /> Successor Trustee. Lender, at Lender's option, may from time to time appoint a successor Trustee to any Trustee <br /> appointed under this Deed of Trust by an instrument executed and acknowledged by Lender and recorded in the <br /> office of the recorder of HALL County, State of Nebraska The instrument shall contain, in addition to all other <br /> matters required by state law, the names of the original Lender, Trustee, and Trustor, the book and page (or <br /> computer system reference) where this Deed of Trust is recorded, and the name and address of the successor <br /> trustee, and the instrument shall be executed and acknowledged by all the beneficiaries under this Deed of Trust or <br /> their successors in interest. The successor trustee, without conveyance of the Property, shall succeed to all the <br /> title, power, and duties conferred upon the Trustee in this Deed of Trust and by applicable law. This procedure for <br /> substitution of Trustee shall govern to the exclusion of all other provisions for substitution <br /> NOTICES. Any notice required to be given under this Deed of Trust, including without limitation any notice of default <br /> and any notice of sale shall be given in writing, and shall be effective when actually delivered, when actually received <br /> by telefacsimile (unless otherwise required by law), when deposited with a nationally recognized overnight courier, or, if <br /> mailed, when deposited in the United States mail, as first class, certified or registered mail postage prepaid, directed to <br /> the addresses shown near the beginning of this Deed of Trust. All copies of notices of foreclosure from the holder of <br /> any lien which has priority over this Deed of Trust shall be sent to Lender's address, as shown near the beginning of <br /> this Deed of Trust. Any person may change his or her address for notices under this Deed of Trust by giving formal <br /> written notice to the other person or persons, specifying that the purpose of the notice is to change the person's <br /> address. For notice purposes, Trustor agrees to keep Lender informed at all times of Trustor's current address. Unless <br /> otherwise provided or required by law, if there is more than one Trustor, any notice given by Lender to any Trustor is <br /> deemed to be notice given to all Trustors. It will be Trustor's responsibility to tell the others of the notice from Lender. <br /> MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust: <br /> Amendments. What is written in this Deed of Trust and in the Related Documents is Trustor's entire agreement <br /> with Lender concerning the matters covered by this Deed of Trust. To be effective, any change or amendment to <br /> this Deed of Trust must be in writing and must be signed by whoever will be bound or obligated by the change or <br /> amendment. <br /> Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to be <br /> used to interpret or define the provisions of this Deed of Trust. <br /> Merger. There shall be no merger of the interest or estate created by this Deed of Trust with any other interest or <br /> estate in the Property at any time held by or for the benefit of Lender in any capacity. without the written consent <br /> of Lender. <br /> Governing Law. This Deed of Trust will be governed by federal law applicable to Lender and. to the extent not <br /> preempted by federal law, the laws of the State of Nebraska without regard to its conflicts of law provisions. This <br /> Deed of Trust has been accepted by Lender In the State of Nebraska. <br /> No Waiver by Lender. Trustor understands Lender will not give up any of Lender's rights under this Deed of Trust <br /> unless Lender does so in writing. The fact that Lender delays or omits to exercise any right will not mean that <br /> Lender has given up that right. If Lender does agree in writing to give up one of Lender's rights, that does not <br /> mean Trustor will not have to comply with the other provisions of this Deed of Trust. Trustor also understands <br /> that if Lender does consent to a request that does not mean that Trustor will not have to get Lender's consent <br /> again if the situation happens again. Trustor further understands that just because Lender consents to one or more <br /> of Trustor's requests, that does not mean Lender will be required to consent to any of Trustor's future requests. <br /> Trustor waives presentment, demand for payment, protest, and notice of dishonor. <br /> Severability. If a court finds that any provision of this Deed of Trust is not valid or should not be enforced, that <br />