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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />PJ9JQL <br />Phillip A Paulsen <br />iranda R Paulsen - Borrower <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: T , <br />The foregoing instrument was acknowledged before me this day of 1p <br />20 / , by Phillip A Paulsen and Miranda R Paulsen. 7 <br />Witness my hand and notarial seal at '/iq//•h4 ,lTiL/4Cin said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />Notary ublic Daniel Roth <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc <br />20/300350 <br />Pat& Lg <br />- Witness <br />(Seal) <br />