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(N) "Mortgage insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. Transfer of Rights in the Property This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY (Type of Recording Jurisdiction) of HALL (Name of Recording Jurisdiction): LOT TWO (2), IN BLOCK SIXTY —NINE (69), IN WHEELER AND BENNETT'S SECOND ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. BOX 11758, NEWARK, NJ 071014758 Parcel ID Number: 215 E 14TH ST GRAND ISLAND ( "Property Address "): TOGETHER WITH all the improvements now appurtenances, and fixtures now or hereafter a covered by this Security Instrument. All of the "Property." NEBRASKA - Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP Wolters Kluwer Financial Services (City), Nebraska 68801 201300343 which currently has the address of (Street) (Zip Code) or hereafter erected on the property, and all easements, part of the property. All replacements and additions shall also be foregoing is referred to in this Security Instrument as the Form 3028 1/01 VMPB(NE) (1105).00 Page 3 of 17