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201300321 <br /> agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument <br /> whether or not the sums are then due. <br /> If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the Opposing Party <br /> (as defined in the next sentence)offers to make an award to settle a claim for damages,Borrower fails to respond to <br /> Lender within 30 days after the date the notice is given,Lender is authorized to collect and apply the Miscellaneous <br /> Proceeds tither to restoration or repair of the Property or to the sums secured by this Security Instrument,whether or <br /> not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party <br /> against whom Borrower has a right of action in regard to Miscellaneous Proceeds. <br /> Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in <br /> Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the <br /> Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has <br /> occurred,reinstate as provided in Section 19,by causing the action or proceeding to be dismissed with a ruling that, <br /> in fender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the <br /> Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are <br /> attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. <br /> All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall he applied in <br /> the order provided for in Section 2. <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment <br /> or modification of amortization of the sums secured by this Security instrument granted by Lender to Borrower or <br /> any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in <br /> Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of <br /> Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this <br /> Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of <br /> Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's <br /> acceptance of payments from third persons,entities or Successors in Interest of Borrower or in amounts less than the <br /> amount then due,shall not be a waiver of or preclude the exercise of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and <br /> agrees that Borrower's obligations and liability shall be joint and several. However,any Borrower who co-signs this <br /> Security Instrument but does not execute the Note(a"co-signer"): (a) is co-signing this Security Instrument only to <br /> mortgage,grant and convey the co-signer's interest in the Property under the terms of this Security Instrument; (b)is <br /> not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any <br /> other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this <br /> Security Instrument or the Note without the co-signer's consent. <br /> Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's <br /> obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's <br /> rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and <br /> liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and <br /> agreements of this Security Instrument shall bind(except as provided in Section 20) and benefit the successors and <br /> assigns of Lender. <br /> 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with <br /> Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security <br /> Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any <br /> other fees,the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not <br /> be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited <br /> by this Security Instrument or by Applicable Law. <br /> If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that <br /> the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted <br /> limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted <br /> limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to <br /> Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a <br /> Nebraska Deed of Trust Single Family—Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1101 <br /> MERS Modified <br /> The Compliance Source,Inc. 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