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NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT VMP Wolters Kluwer Financial Services 201300 3 0 •i for the repairs and restoration in a single payment or in a series of progress payments as the Work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's wledge or consent gave materially false, misleading, or inaccurate information or statements to Lender ( r failed to provide Lender with material information) in connection with the Loan. Material representati ns include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security InstrUment. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce lav}rs or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for w atever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Serity Instrument, including protecting and /or assessing the value of the Property, and securing and /or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and /or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entOring the Property to make repairs, change locks, replace or board up doors and windows, dram water om pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned n or off. Although Lender may take action under this Section 9, Lender does not have to do so and is n t under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or al actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of BorroWer secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of a lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unle Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the LUan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated ayments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to o ain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially uivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortga insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, rrower shall Form 3028 1/01 VMP6(NE) (11051 Page 8 of 17