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Return To <br />Prepared By: <br />Definitions <br />WHEN RECORDED, RETURN TO: <br />Finiti — Finiti Recording Team <br />Accommodation Recording per Client Requests <br />7090 Samuel Morse Drive, Ste 400 <br />Columbia, MD 21046 <br />Citibank, N.A. -Dawn Byars- Stokes <br />1000 Technology Drive <br />MS 945 <br />0' Fallon, MO 63368 -2240 <br />Deed of Trust <br />r <br />2 <br />(A) "Security Instrument" means this document, which is dated January 4, 2013 <br />Riders to this document. <br />(B) "Borrower" is BYRON SCHMIDT, SINGLE <br />Borrower is the trustor under this Security Instrument. <br />001123333314 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP p <br />Wolters Kluwer Financial Services <br />r- <br />w <br />MIN 100011511233333146 <br />D <br />rn <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />, together with all <br />Citibank 3.2.65.07 V2 <br />Form 3028 1/01 <br />VMP6A(NE) (110500 <br />Page 1 of 17 <br />