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Reconveyance. Upon payment of all sums secured by this Security Instrument and termination of Borrower's right <br />to obtain further advances under the Contract, Lender shall request Trustee to reconvey the Property and shall <br />surrender this Security Instrument and all contracts evidencing debt secured by this Security Instrument to Trustee. <br />Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or <br />persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower 1 . d recorded with it. <br />SANDRA A FRUEHLING <br />12/4o,/w/ <br />RICHARD M FRUEHLING Date <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by RICHARD M RUEHLING and SANDRA A RUEHLING, <br />before me on December 20, 2012. In witness whereof, here • let-m h . apple le, m; official seal. <br />My commission expires: 5/10/2015 <br />GENERA. NOTARY - State of Nebraska <br />LISA R. MAYER <br />My Comm. Exp. May 10, 2015 <br />(Official Seal) <br />® 2004 -2012 Compliance Systems, Inc. EECO -4B7B - 2011L2.6.544 <br />Consumer Real Estate - Security Instnunent DL2036 <br />INDIVIDUAL ACKNOWLEDGMENT <br />201300280 <br />if <br />/!I i L I <br />ayer <br />ssista t Vice President <br />Hall County, NE <br />Identification Number <br />Page 5 of 5 www.compliancesystems.com <br />