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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />,(//aY2,4__ <br />STATE OF NEBRASKA, <br />On this 4 th day of January, 2013 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Allan J. Ketteler, Rene D. Ketteler <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: $ <br />GENERAL NOTARY - State of Nebraska <br />DEVRA MCELROY <br />' M'; Comm. Exp. Aug. 25, 2013 <br />.0/1 .�� <br />Devra McElroy <br />NEBRASKA- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />201300231 <br />(Seal) <br />Allan J. Ketteler - Borrower <br />i11 iC <br />(Seal) <br />Rene D. Ketteler - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Space Below This Line For Acknowledgment] <br />Hall County ss: <br />-Notary Public <br />