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Definitions <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP p <br />Wolters Kluwer Financial Services <br />Borrower is the trustor under this Security Instrument. <br />Deed of Trust <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />r -: <br />CD <br />▪ ° n <br />m <br />o ` <br />c 1 <br />3 r Cr >- <br />t >- <br />CO <br />CD — (xi U <br />CJ) <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security instrument" means this document, which is dated January 03, 2013 , together with all <br />Riders to this document. <br />(B) "Borrower" is David L Oman a /k /a Dave L Oman and Maureen E Oman, Husband and <br />Wife <br />Form 3028 1/01 <br />VMP6INE) (1105) <br />Page 1 of 17 <br />CD <br />N <br />W <br />I <br />co <br />