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<br /> `.Y�c:.;� �Ji3S'T�I.E �� ItIDEI� � ..
<br /> ` . � Iadea-�3ate Caps) 2002 8009 _ °.
<br /> - (1��r Treasury ``�
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<br /> � • �
<br /> . ,. � V- , �g}1DIU5TABLE RATE RIDER is made this 4TS �y�g OCTaBBR , ` ._
<br /> p :Y..
<br /> ' ,• :s°' `. 1997 ,and is inoarpo�ated into and shail be deeme� to amend and sapplement tlte Martgage.Deed of , ,r,.
<br /> Tr�ut or Seauity Deed(the°SeauitY�nsuument")of the sdme date givea bY the un�=sig�ed(the"Bocrowet°)to ' T
<br /> -j.� B Ad' s�a6Ie Rate�Tote(d� Na ° o _ ti r�r
<br /> -, :: `•; �e 9�itab e uil�dl�oo �nd Loaa Assoeiauoa of &ran��e�aad. Bebras9a. A pederal Saviags Bant _ ..ti;
<br /> � � (the"Iaader")of the same date sad wvering the property desrn'6ed in the SecuritY h' ,m ��and lucazed at: .
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<br /> ��� �'�•F,:F.::' 108 S INGALLS RD CAYRO, N$BRASRA 6882�a-95Q$ ' "=
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<br /> .',`-`:`°=� '�=i TliE NOTE CONTA141S PROViS[QltiS ALLO1NtNti FOR CHA[1iGES !N TH@ 1NTE6iESY °.�
<br /> , RA'iE AND Ti9E MOM'�lLY PAYMENT. THE NOTE UMRS 7HE AR40UNT THE .,._-_:�
<br /> �. BOR4iOWER'S ItYTEHEST RAiTE CAM CHAfliti� AT ANY ONE TIME AND THE :='.�z;�„
<br /> _';.4�; MNSIMUM R/i'�E THE BORROWER MtiST PAY.
<br /> ''�� In adtiitiotl W tAB CovenaIIts 3nd agreements made in the SeatTity �mr�nt, ;-.
<br /> ' 1�ATiTOAiA1.COVENANTS• `•�',_
<br /> , , -,,' Homnwer aad L�der fatther oove�sat and agree as follnws: _
<br /> �-'-} '�'. A.II�IT6RFSr LiAT�AND MONT�LY PAYR�NP CHANGF.S -
<br /> • • .r�°
<br /> - � ••� 7.37 5 %.'14te Note piavides for cd�anges in �z��r�
<br /> .., , . :•� 1Y�e Note pmvides for an iaitial utterest iate of . ,�'`.7"•:
<br /> :�x the i�t rate and ti�e II►antf�lY PaYme�s+as foltows: . _°:�<:.
<br /> -- �r, ' .
<br /> � �.B��REST RATE AND MO1�fALY PAYMENT CHANGES E ., �
<br />- Gs____�
<br /> . � � tAD�� ���
<br /> � nray change on thc fust day of N09SPiB�R � 2002 ,aa�an that -
<br /> �. 3Twz�r�st rate I will pay a�e ooutd change is caUed a"Ci�ge Date. -�-----
<br /> .. .• . day ev�,g EZdi awnth thereaftCr.Fach date on wt�ich my i�t . _ _�.�
<br /> •:,, •
<br /> , - -
<br /> s.�4`'' �)T��--"� 1�e"Index"is the weekt3r � --
<br />�:��� • .�' ge�nnina.w*.,L d9e fitst ChaaSe Date.my interest rate�!x based���Indea. r
<br /> 'd . _." ;.-,;.. � of 1 ye�,as made available by
<br /> : �..r; ave �yietd oa United States Treasury securi6es adjusted ta a conscant�nity+ �"�.__:__
<br /> •_:; :;,.;�, _
<br /> . . ,;�:r the�re�.�l Resecve Board.The most recsnt Index figuie av��e as of the date 45 days lb°"4«:a�each Chaage ate _-
<br /> , "�.,� is catled the"Cument IndeR" ; _ - _
<br /> �,`,: . , � If the Index is no longer availabte.the 1Vote Kolder arill choose a new index whlch is bas�upon�arable -_
<br /> • . . - . information.'It►e Note Hotder will give me natiae m.`�is ehoice. �.-_
<br /> �� - � � i ' � - � - • ----
<br /> � .. ' (��3cu18t�OD o�Cdanges . `
<br /> . &�"ur�.each C6ange Date,the Note Holder ar1U catcWate r�-3r�aew interest tate by addiag, . . _
<br /> . ,. : • 2.Q� I)w the Carc�ent_
<br /> . . �@ - percentage pc�is)(
<br /> . . tndex.'ihe No*e��C4er will then�ound the result of this adQidon w t h e�a e a�s t o n e�e i g h t h o f o n e p e r ce a t a g e • ., ._
<br /> ' , ' poiae.ta:�2S�!). Snb}ect to the limits stated in Section 4(Dp L�etow.this rouaded amount wi11 be my new interest . . . "
<br /> .. :s•,C�'S� , � �� � =-- -
<br /> . .. �:.�h. . rate cu�the nezt Ct�aanSe Date. a eat tvat wanld�.sufHdeat to repay the , _
<br /> n
<br /> � :� �.'.: 1�ta Note Holder will then detemiine tte�amount of t�e m�t1ilY P Ym $ r-
<br /> .. . onpaid piincipal that 1 am expected to owe at tbe�:ange Date in full on the Maturiry Date at my new interest rate. , , �__- ---
<br /> � . .. in substantially equal payme�s.The result of diis�::_:culation will be the new amouat of cay montlity paymen� �:;,-_
<br /> • � - -
<br /> : -:•..:��., • ,_:,
<br /> . • . (p)Limits on Intemst xiate Changes � q
<br /> . '' The interest rate I am requlred to pay at the first Change 1Sat�wi11 not be greater tvan 9.375 �Y-�`��
<br /> � or tess than 5.375 %.Thereafter,my'sr•terest rate wi11 never be inczeased or decreased on
<br /> ., . ' ,` �' �y gingte Change Date by more thaa two percentage Poinss(2.0%)frc�tlse rate of iaterest I have been payin8
<br /> ' . ' ' for tt�e preceding rrrelve montbs.My interest�ase will nevec tr gmater Ht� 12.37 5 `�. ` '.�
<br /> � � My tnterest rate w ill never be low�r than 5.375�b. �' __
<br /> � - (���4Yecttve Date of Chang� -
<br /> �.,. ' . My new interest rate w11!beoome effective on each Chsn�e Date.1 will pay the amaunt of my aew moatUIy: . -
<br />_ . . . �. payment 6egionin� on the first moathly payment date after the Change Date until the amount of�monthlY � _ _
<br /> . � payment cbangc�again.
<br />_ ''� ' , � , :,. (L�Notice of Changes .
<br /> (
<br /> � • The Note Holder will deliver or mail to me a nadce of any changes in my intenest rate and the amonat of my
<br /> � „ �� � monUily payment 6efare the effective date of any change.The nntice wi11 inctude information required 6y law to �
<br /> � � � l � be given me and elso the title and telephone number of a person who will answer anY 9aestian 1 may have
<br /> . regazding the notice.
<br />- - . . � , �
<br /> _ . ., iNilLTISTA7E ADJUSaABLE RATE RiDEti-A8M Cr2-5ingle Famity-Fannte Maeikefldto IHa�UnNmm fnstr�aM�111 3/88
<br /> � • �•�22A 1930b1 � VMOMORTQAGE FORMS•c60015]t•7481 � ���'�°��
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