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Return To: <br />Union Bank and Trust Company <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Prepared By: <br />Amy Schulte <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />DEFINITIONS <br />VMP Mortgage Solutions, Inc. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />:= r <br />i A <br />0 <br />, CO <br />N <br />CO <br />Purchase Money Mortgage MIN 100148900000340770 <br />(A) "Security Instrument" means this document, which is dated December 31, 2012 <br />together with all Riders to this document. <br />(B) "Borrower" is TIMOTHY J GALVAN and JENNIFER A GALVAN, husband and wife <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />12- 08- 000111 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br />•- 6A(NE) (0810) <br />e3 <br />Page 1 of 15 <br />V oo <br />1 <br />