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N � C <br />O ° _ r17 <br />t <br />Return To: <br />Definitions <br />BANK OF DONIPHAN <br />P 0 BOX 270 <br />DONIPHAN, NE 68832-0270 <br />Prepared By: BANK OF DONIPHAN <br />P O BOX 270 <br />DONIPHAN, NE 68832.0270 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />(B) "Borrower" is MICHAEL D. KEMLING AND SUSAN A. KEMLING, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated 01-02-2013 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMP6(NE1 (11051.00 <br />Page 1 of 17 <br />