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(C) ''Lender "is HOMESERVICES LENDING, LLC DBA CBSHOME MORTGAGE <br />(L) <br />(M) <br />Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of THE STATE OF DELAWARE <br />Lender's address is 333 S 7TH ST FL 27, MINNEAPOLIS, MN 55402 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />2013001.59 <br />Lender is the beneficiary under this Security Instrument. <br />"Trustee" is WELLS FARGO FINANCIAL NATL BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 <br />"Note" means the promissory note signed by Borrower and dated JANUARY 07 , <br />states that Borrower owes Lender THREE HUNDRED TWENTY SIX THOUSAND <br />ELEVEN AND 00/100 <br />Dollars (U.S. $ *****326,211.00) plus interest. Borrower has promised to pay <br />Periodic Payments and to pay the debt in full not later than FEBRUARY 01, 204 <br />2013 . The Note <br />TWO HUNDRED <br />this debt in regular <br />3 . <br />"Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />El Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />ED Balloon Rider ® Planned Unit Development Rider 0 1 -4 Family Rider <br />El VA Rider El Biweekly Payment Rider 0 Other(s) [specify] <br />"Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />"Community AssociationDues, Fees, and Assessments "means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />"ElectronicFunds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />"Escrow Items" means those items that are described in Section 3. <br />"MiscellaneousProceeds "means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />Form 3026 1/01 <br />VMP6(NE) (1105).00 <br />Page 2 of 17 <br />