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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Doug • Lechner <br />STATE OF NEBRASKA, Hall County ss: <br />The ore oing instrument was aclmowledged before me this <br />Y � <br />I 105 $ mi GENERAL MIRY - of Nebaska <br />DANIEL ROTH <br />*Comm. bp. Apra 7, 201$ <br />- Witness <br />20130014 <br />day of r0— <br />0/ <br />by Dou as R Lechner and Julie Lechner. <br />Witness my hand and notarial seal at ✓i 4464 'in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />Notary Public Daniel Roth <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />- Witness <br />