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201300127 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> (Seal) <br /> SCOTT D KUTSCHKAU -Borrower <br /> t � <br /> SUE A KUTSCHKAU -Borrower <br /> r <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> ❑ Refer to the attached Signature Addendum for additional parties and signatures. <br /> NEBRASKA-Single FanulpFannie Mae/Freddie Mac UNIFORM INSTRUMENT Farm 3028 1/01 <br /> VMP® VMPB(NE)(1106).00 <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />