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PARCEL TAX ID #: 400173980 <br />PM! CASE #: <br />DEFINITIONS <br />I' <br />C <br />res <br />ut <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined <br />in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December <br />20th , 2012 together with all Riders to this document. <br />(B) "Borrower" is LESLIE E RUGE AND ROMA D RUGE , WIFE AND HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CENTRIS FEDERAL CREDIT UNION <br />Lender is a A NEBRASKA CORPORATION <br />laws of THE STATE OF NEBRASKA <br />343 N 114TH STREET, OMAHA, NE 68154 <br />Lender is the beneficiary under this Security Instrument. <br />NEBRASKA — Single Family -- Fannie Mae/Freddie Mac <br />UNIFORM INSTRUMENT Form 3028 1/01 <br />(Page 1 of 19) Initials: <br />GCC- G3028 -01 (09/01) <br />Loan No. 000006372 <br />cn <br />In <br />organized and existing under the <br />. Lender's address is <br />