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After Recording Return To: <br />PEOPLES MORTGAGE COMPANY <br />3215 W RAY ROAD <br />CHANDLER, ARIZONA 85226 <br />Loan Number: 1000208916 <br />Case Number: 34 -34 -6- 0193102 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />S <br />D <br />r <br />c <br />DEED OF TRUST <br />THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE <br />DEPARTMENT OF VETERANS AFFAIRS <br />OR ITS AUTHORIZED AGENT. <br />MIN: 100188610002089165 MERS Phone: 888 - 679 -6377 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, <br />12, 17, 19 and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 28 , 2012 , together <br />with all Riders to this document. <br />(B) "Borrower" is Johnathan B Stefanini and Alicia F Stefanini <br />husband and wife <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- UNIFORM INSTRUMENT <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS <br />(Rev. 1/01) Page 1 of 14 <br />DocMeglc egitlatffnle <br />www.docmagic.com <br />