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<br /> Y AMENDMENT TO DECLARATION
<br /> The following signers, consisting of more than one-half(1/2) of the Units, hereby amend the 3L)OD
<br /> Declaration filed at- -097483-of the Records of Hall County,Nebraska as to the following described real
<br /> property,to-wit: 77"cv07304
<br /> That part of Riverside Estates Unit 1, a subdivision as surveyed, platted and recorded in
<br /> part of the SW '/4 of Section 28, Township 14 North,Range 9 West of the 6th P.M., Hall
<br /> County, Nebraska, lying South of the South R.O.W line of Stagecoach Road and lying
<br /> East of the West lot line of Lot 46, extended Southward to the South line of said
<br /> Riverside Estates Unit 1.
<br /> • ARTICLE VIII INSURANCE shall be replaced with the following:
<br /> ARTICLE VIII
<br /> INSURANCE
<br /> Section 1. Basic Coverage.
<br /> The Association shall obtain and maintain,to the extent obtainable:
<br /> (a.) Fire and extended coverage. The Association shall maintain a blanket, "all-risk" form
<br /> policy of fire insurance with extended coverage, vandalism, malicious mischief,
<br /> windstorm, sprinkler leakage (if available), debris removal, cost of demolition and water
<br /> damage endorsements, insuring the property and improvements. Coverage shall include
<br /> floor coverings, wall coverings, bathroom and kitchen fixtures, lighting fixtures,
<br /> cabinetry, the entire fmish of basements, all air-conditioning and heating equipment and
<br /> other service machinery, and appliances installed in the units and any improvements
<br /> made to the property. The policy shall cover the interests of the Association and all unit
<br /> owners and their mortgagees, as their interests may appear, subject to loss payment and
<br /> adjustment provision in favor of the Association. Coverage shall be in an amount equal
<br /> to one hundred percent (100%) of the then current replacement cost of the property,
<br /> without deduction for depreciation, the amount to be determined annually by the Board,
<br /> with assistance of the insurance company affording coverage.
<br /> (b.) Liability Insurance. The Association shall maintain liability insurance, including medical
<br /> payments insurance, in an amount determined by the Board,but not less than One Million
<br /> Dollars ($1,000,000.00), covering all occurrences commonly insured against for death,
<br /> bodily injury, and property damage arising out of or in connection with the use,
<br /> ownership or maintenance of the common elements or common area. The Board may
<br /> determine that additional coverage may be necessary and may obtain additional coverage
<br /> if it is deemed necessary.
<br /> (c.) If the aforementioned insurance is not reasonably available, the Association shall cause
<br /> notice of that fact to be hand delivered or sent prepaid by United States Mail to all unit
<br /> owners.
<br /> IISection 2.Provisions.
<br /> Insurance policies must provide that:
<br /> (a) Each unit owner is an insured person under the policy with respect to liability arising out
<br /> of his or her interest in the common elements or membership in the Association;
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