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Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Sarah Kosch <br />221 South Locust St <br />Grand Island, NE 68801 <br />Deed of Trust <br />,_..,. G7 C!1 <br />ry O --( <br />C rn <br />--1 <br />r rn <br />C7 O <br />(s,) c `11 1-- <br />r- <br />i N) <br />-77 1--4 <br />-3 r .... <br />r r. 1-- <br />(/ <br />4J <br />Cr) <br />C1) <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 28 , 2012 , together with all <br />Riders to this document. <br />(B) "Borrower" is John W Schneider and Janet L Schnei der , Husband and Wife <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 1 of 17 <br />5b <br />