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201211196 <br /> (C) "Lender" is EQUITABLE BANK <br /> Lenderisa Savings Bank <br /> organized and existing uader the]aws of TH E S TAT E 0 F N E B RA S KA <br /> Lender'saddressis 113 N LOCUST ST PO BDX 160 GRAND ISLAND NE 68802-0160 <br /> Lender is Lhe beneficiary under this Security Instrument. <br /> (�) "Trustee" is EQUITABLE BANK <br /> (E) "Note" ineans the promissary note signed by Borrower and dated DeCember 26, 2012 . The Note <br /> statesthatBorrowerowesLender ONE HUNQRED FIVE THOUSAND AND DO/100 <br /> Dollars (U.S. $10 5,000.�0 )plus interest. Borro�vcr has promised to pay this debt in regulaz <br /> Periodic Payinents and to pay the debt in full not later than J a n ud Y'y 1 , 2043 <br /> (F) "Property" means the property that is described below under the heading"Transfer of Rights in the <br /> Property_" <br /> (G) "lAan" means the debt evidenced by the Note; plus interest, any prepayment charges and late charges due <br /> under the I�TOCe, �d all suix�s due under this Secutity Tnstrument, plus intexest <br /> (H) "Riders" means all Ridas to this Security Instnun�nt thaf ue executed by Borrower. The following Riders <br /> are to be exccuted Uy Borrower [check box as applicable]: <br /> 0 Adjustable Rate Rider 0 Condominiwn Kider � Second Home Rider <br /> � Balloon Rider C Planned Unit Development Rider 0 1�Pamily Rider <br /> 0 VA Rider �Biweekly Payment Rider 0 Other(s) �specify] <br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regularions, ordinances <br /> and adminish-ative rules and oxders(that have the effect of Iaw) as well as al] applicable final, no¢appealable <br /> judicial opinions. <br /> (J) "CommunRy Associafion Dues, Fees, and Assessments" means all dues, fees, assessmentis and other <br /> eharges that are unposed on Borrower or the Property by a condominium association, homeowners <br /> assooiation or siinilaz oro^ization. <br /> (K) "Electronic Funds Transfer' means any transfer of funds, other than a transaction originated Uy check, <br /> draft, oz simi'lar papei instrmnent, which ifl iniriaTed through an electronic terminal, telophonie instrument, <br /> computer, or magnefic tape so as to order, inshuct, or authorize a fia�c,gat institution to debit oY csedit an <br /> account. Such fenn ineludes, but is not lunited to, point-of-sale transfexs, aufpmated teller machine <br /> transactions, transfers initiated liy teleplione, wire tranfers, and autou�ated clearinghouse transfers_ <br /> (L) "Escrow Items" means those itans that are described in Secrion 3. <br /> (M) "M iscellaneous ProCeeds" means any compensation, settlement, award of damages, or proceeds paid by <br /> any tUird pariy(other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br /> damage to, or destruction of, the Propert}; (ii) condemnation or otlier taking of all or any part of the <br /> Properry; (iii) conveyance ui]ieu of condemnarion; or(iv)inisrepresentations of, or onussions as to, the <br /> value and/or condition of the Property. <br /> saaoazsi <br /> N�RNSKA-SingleFamiiy-FannieblaelFredtlieldacONIFORhi INSTRUMENT �orm302B 1/01 <br /> ��''P OO VM Pv"(NE�(1105) <br /> W olters Kluwer Finaneial Services Page 2 of 1] <br />