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<br /> in the Properiy and rights under this Seciu�ity Instrument; and(d)takes such action as Lender may
<br /> reasonably require to assure that Lender's interest in the Property and rights undei this Security Instnunent,
<br /> and Borro�ver's obligation to pay the sums secured by this Security Instnunent, shall continue unchanged.
<br /> Lender may xequue that Borrower pay such reingta#ement siuus aud expenses in one or more of Yhe fo7lowir�g
<br /> forms, as selected by Lender: (a) cash; (b)money order; (c) certified check, bank cheek, trcasurer's check or
<br /> cashier's check, provided any such check is drawn upon an institufion whose deposits ara insured b5�a
<br /> federal ageney, instrumentality or entity; or(el) Electronic Funds Transfer. Upon reinstatemexit by�orrower,
<br /> this Security Instrument aud obligations secured hereby shall remain f'ully effective as if ao acceleratioi;had
<br /> ocautred. However, this right to reinstate shall not apply in the case of accelexation under Section 18.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a paztial interest in the
<br /> Note(together with this Security Ivstnament)ean be sold cme or more times without prior notice to
<br /> Bonoarer. A sale might result in a change in ihe entity(lmown as the °Loan Servicer")that collects Paiodic
<br /> Payments due under thc Note and this Security Instrument and performs other mortgage loan servicing
<br /> obligations under the Note, this Secarity Instrtunent, and Applicable Law. There also might be one or more
<br /> changes ol the Loan Servicer Unrelated to a sale of the Note. If�there is a change of the I.oan Servicer,
<br /> Borrower will be given written notice of the change which wi11 state the nunc and address of the new Loan
<br /> Servicer, the address to which payments should be made and any other information RESPA reqtures in
<br /> connection wiYh a netice of transfer of sen�cing. Pf the Note is sold and thereafter the Loan is serviced by a
<br /> Loan Servicet other than tl�e pnrchaser of the Note, the anortgage loan servicing o6ligations to Borrower will
<br /> remaui with the i,oan Setvicer or be transferred to a successor Loan Servicer and are not assumed by the
<br /> Nofe purchaser unless otherwise provided by the Nota purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to anyjudicial action(as either an
<br /> individual litigant or the member of a class)that arises from the other pazty's actions pursuant to tkus
<br /> Security Instrument ar that alleges that the other party]�as breached any provision of, or any duty owed hy
<br /> reason of, tlus SccLvity Instrumeni, until such Borrower or Lender has notified thc ofl�er pariy(with such
<br /> notice given in compliance with thc requirements of Secrion 15) of sucl�al.leged breach and afforded the
<br /> other parly hereto a reasonable period after the giving of suc}�nofice W take corrective action. If Applicable
<br /> Law provides a time period which must elapse before cextain action can be taken, that rime period will be
<br /> deemed to be reasonable ioi purposes of this paragraph. The notice of acceleralion and onportunity to cure
<br /> given to Borrower pursuant to Section 22 and the notice of acceieration given to Bono�rer pursuant to
<br /> Section 1S shall be deemed to satisfy the nolie;e and opportunity to take eorrective action provisions of this
<br /> Seclion 20.
<br /> 21. Hazardous Substanees. As used in this Section 21: (a) "Hazardous Substances"are those subsfanees
<br /> defined as taYic or hazardous sltbstances, pollutants, or wastes Uy Environmental I,aw and the followmg
<br /> substances: gasoline, kerosene, oCher fl�unable or toxic petroleum profluots, toxic pesticides and herbicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, and radioacrive materials; (b)
<br /> "EnvdPonmental Law"maans federal laws and laws of the jurisdictlon where the Properry is lpcated.that
<br /> relate tc nealth, safety or environmental protection; (c} "Emrzronmental Cleanup"includes any response
<br /> action, remedial acrion, or removal action, as defined in Environmental iaw; and(d)an "Environmental
<br /> CondiBon"means a condirion that can cause; contnbute to, or Mherw'vse higger an Lnv�omnental Cleanup.
<br /> Borrower sha11 not cause ar permit the presence, use, disposal, sturage, or release of any Hazardous
<br /> Substances, or tl�reaten to release any Hazardous Substances, on or in the Properiy. Borrow€r shall not do,
<br /> nor allow anyone eLse to do, anything a8ecting the Property(a)thaY is in violation of any Environmental
<br /> Law, (b)which cteates an Environment2l Condition, or(cj which, dne Yo the presence, use, or release of a
<br /> Hazardous Subsfance, creates a conditian that adverscly affects fhe value of the Property. The preceding two
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